▼ 0.50% · 3.625%
HK$17,118
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,650
−HK$541/mo
Today · 4.125%
HK$18,191
baseline
▲ 0.50% · 4.625%
HK$19,298
+HK$1,107/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,382/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,044
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,554
−HK$518/mo
Today · 4.125%
HK$20,072
baseline
▲ 0.50% · 4.625%
HK$21,130
+HK$1,058/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,144/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,830
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,415
−HK$596/mo
Today · 4.125%
HK$20,011
baseline
▲ 0.50% · 4.625%
HK$21,228
+HK$1,217/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$40,022/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,948
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,510
−HK$570/mo
Today · 4.125%
HK$22,080
baseline
▲ 0.50% · 4.625%
HK$23,244
+HK$1,164/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$44,160/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,542
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,181
−HK$649/mo
Today · 4.125%
HK$21,830
baseline
▲ 0.50% · 4.625%
HK$23,158
+HK$1,328/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,660/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,852
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,465
−HK$622/mo
Today · 4.125%
HK$24,087
baseline
▲ 0.50% · 4.625%
HK$25,357
+HK$1,270/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,174/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,253
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,946
−HK$703/mo
Today · 4.125%
HK$23,649
baseline
▲ 0.50% · 4.625%
HK$25,088
+HK$1,439/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$47,298/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,757
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,421
−HK$673/mo
Today · 4.125%
HK$26,094
baseline
▲ 0.50% · 4.625%
HK$27,470
+HK$1,376/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$52,188/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,965
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,711
−HK$757/mo
Today · 4.125%
HK$25,468
baseline
▲ 0.50% · 4.625%
HK$27,018
+HK$1,550/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,936/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,661
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,376
−HK$725/mo
Today · 4.125%
HK$28,101
baseline
▲ 0.50% · 4.625%
HK$29,583
+HK$1,482/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,202/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,677
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,476
−HK$811/mo
Today · 4.125%
HK$27,287
baseline
▲ 0.50% · 4.625%
HK$28,947
+HK$1,660/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$54,574/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,565
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,331
−HK$778/mo
Today · 4.125%
HK$30,109
baseline
▲ 0.50% · 4.625%
HK$31,696
+HK$1,587/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$60,218/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,389
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,241
−HK$865/mo
Today · 4.125%
HK$29,106
baseline
▲ 0.50% · 4.625%
HK$30,877
+HK$1,771/mo
Deposit HK$1.50M · loan HK$6.01M · min. income ≈ HK$58,212/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,470
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,287
−HK$829/mo
Today · 4.125%
HK$32,116
baseline
▲ 0.50% · 4.625%
HK$33,809
+HK$1,693/mo
Deposit HK$1.50M · loan HK$6.01M · min. income ≈ HK$64,232/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,101
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$30,006
−HK$919/mo
Today · 4.125%
HK$30,925
baseline
▲ 0.50% · 4.625%
HK$32,807
+HK$1,882/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$61,850/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,374
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,242
−HK$881/mo
Today · 4.125%
HK$34,123
baseline
▲ 0.50% · 4.625%
HK$35,922
+HK$1,799/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$68,246/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,812
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,771
−HK$974/mo
Today · 4.125%
HK$32,745
baseline
▲ 0.50% · 4.625%
HK$34,737
+HK$1,992/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$65,490/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,278
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,198
−HK$932/mo
Today · 4.125%
HK$36,130
baseline
▲ 0.50% · 4.625%
HK$38,035
+HK$1,905/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$72,260/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,212 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).