▼ 0.50% · 3.625%
HK$13,715
−HK$860/mo
▼ 0.25% · 3.875%
HK$14,142
−HK$433/mo
Today · 4.125%
HK$14,575
baseline
▲ 0.50% · 4.625%
HK$15,462
+HK$887/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$29,150/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$136,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,258
−HK$824/mo
▼ 0.25% · 3.875%
HK$15,667
−HK$415/mo
Today · 4.125%
HK$16,082
baseline
▲ 0.50% · 4.625%
HK$16,930
+HK$848/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$32,164/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$136,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,087
−HK$946/mo
▼ 0.25% · 3.875%
HK$15,556
−HK$477/mo
Today · 4.125%
HK$16,033
baseline
▲ 0.50% · 4.625%
HK$17,008
+HK$975/mo
Deposit HK$2.71M · loan HK$3.31M · min. income ≈ HK$32,066/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$136,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,784
−HK$906/mo
▼ 0.25% · 3.875%
HK$17,234
−HK$456/mo
Today · 4.125%
HK$17,690
baseline
▲ 0.50% · 4.625%
HK$18,623
+HK$933/mo
Deposit HK$2.71M · loan HK$3.31M · min. income ≈ HK$35,380/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$136,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,458
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$16,970
−HK$520/mo
Today · 4.125%
HK$17,490
baseline
▲ 0.50% · 4.625%
HK$18,554
+HK$1,064/mo
Deposit HK$2.41M · loan HK$3.61M · min. income ≈ HK$34,980/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$136,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,309
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,800
−HK$499/mo
Today · 4.125%
HK$19,299
baseline
▲ 0.50% · 4.625%
HK$20,316
+HK$1,017/mo
Deposit HK$2.41M · loan HK$3.61M · min. income ≈ HK$38,598/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$136,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,830
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$18,384
−HK$564/mo
Today · 4.125%
HK$18,948
baseline
▲ 0.50% · 4.625%
HK$20,101
+HK$1,153/mo
Deposit HK$2.11M · loan HK$3.91M · min. income ≈ HK$37,896/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$136,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,835
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,367
−HK$540/mo
Today · 4.125%
HK$20,907
baseline
▲ 0.50% · 4.625%
HK$22,009
+HK$1,102/mo
Deposit HK$2.11M · loan HK$3.91M · min. income ≈ HK$41,814/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$136,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,201
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$19,798
−HK$607/mo
Today · 4.125%
HK$20,405
baseline
▲ 0.50% · 4.625%
HK$21,647
+HK$1,242/mo
Deposit HK$1.80M · loan HK$4.21M · min. income ≈ HK$40,810/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$136,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,361
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,934
−HK$581/mo
Today · 4.125%
HK$22,515
baseline
▲ 0.50% · 4.625%
HK$23,702
+HK$1,187/mo
Deposit HK$1.80M · loan HK$4.21M · min. income ≈ HK$45,030/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$136,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,573
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,212
−HK$651/mo
Today · 4.125%
HK$21,863
baseline
▲ 0.50% · 4.625%
HK$23,193
+HK$1,330/mo
Deposit HK$1.50M · loan HK$4.51M · min. income ≈ HK$43,726/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$136,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,887
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,501
−HK$622/mo
Today · 4.125%
HK$24,123
baseline
▲ 0.50% · 4.625%
HK$25,395
+HK$1,272/mo
Deposit HK$1.50M · loan HK$4.51M · min. income ≈ HK$48,246/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$136,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,944
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,627
−HK$693/mo
Today · 4.125%
HK$23,320
baseline
▲ 0.50% · 4.625%
HK$24,739
+HK$1,419/mo
Deposit HK$1.20M · loan HK$4.81M · min. income ≈ HK$46,640/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$136,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,413
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,067
−HK$664/mo
Today · 4.125%
HK$25,731
baseline
▲ 0.50% · 4.625%
HK$27,088
+HK$1,357/mo
Deposit HK$1.20M · loan HK$4.81M · min. income ≈ HK$51,462/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$136,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,316
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,041
−HK$737/mo
Today · 4.125%
HK$24,778
baseline
▲ 0.50% · 4.625%
HK$26,285
+HK$1,507/mo
Deposit HK$902K · loan HK$5.11M · min. income ≈ HK$49,556/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$136,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,938
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,634
−HK$706/mo
Today · 4.125%
HK$27,340
baseline
▲ 0.50% · 4.625%
HK$28,781
+HK$1,441/mo
Deposit HK$902K · loan HK$5.11M · min. income ≈ HK$54,680/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$136,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,687
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,455
−HK$780/mo
Today · 4.125%
HK$26,235
baseline
▲ 0.50% · 4.625%
HK$27,832
+HK$1,597/mo
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$52,470/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$136,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,464
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,201
−HK$747/mo
Today · 4.125%
HK$28,948
baseline
▲ 0.50% · 4.625%
HK$30,474
+HK$1,526/mo
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$57,896/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$136,469 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).