Crescira AVM · estimated value
● Medium confidence
HK$12.23M
≈ HK$8,836 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.67M, with repayments around HK$41,488/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$39,040
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,254
−HK$1,234/mo
Today · 4.125%
HK$41,488
baseline
▲ 0.50% · 4.625%
HK$44,013
+HK$2,525/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$82,976/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,595 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Sunny Bay Station
≈ 45 min walk · 3,595 m
Education
8
schools within 1 km (1 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
0
parks, libraries, sports within 1 km
Family-friendly — 8 schools within a 1 km walk.
Location
Unit Information
- Floor
- 5/F
- Flat
- A
- Saleable Area
- 1,384 Saleable ft²
- Gross Area
- 1,773 ft²
- Efficiency
- 78%
- District
- Islands District · New Territories West
- School net (POA)
- 99
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2007-12-03 | HK$12.50M | +94.1% |
| 2002-10-12 | HK$6.44M | — |
Other appraised units in this building
Data sourced from Renavon.com