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Crescira AVM · estimated value Medium confidence
HK$4.61M
≈ HK$10,216 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$461K, with repayments around HK$20,097/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$18,911
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,500
−HK$597/mo
Today · 4.125%
HK$20,097
baseline
▲ 0.50% · 4.625%
HK$21,320
+HK$1,223/mo

Deposit HK$461K · loan HK$4.15M · min. income ≈ HK$40,194/mo (50% DSR)

Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$78,250 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sunny Bay Station
≈ 42 min walk · 3,325 m
Education
7
schools within 1 km (1 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
0
parks, libraries, sports within 1 km

Family-friendly — 7 schools within a 1 km walk.

Location

Unit Information

Floor
G/F
Flat
D
Saleable Area
451 Saleable ft²
Gross Area
566 ft²
Efficiency
80%
District
Islands District · New Territories West
School net (POA)
99

Transaction History

Date Price Gain / loss
2017-10-31 HK$6.68M +33.6%
4.7y · 7.0%/yr
2013-02-21 HK$5.00M +38.9%
2008-02-13 HK$3.60M +28.6%
2005-04-29 HK$2.80M +35.3%
2002-12-20 HK$2.07M
Data sourced from Renavon.com