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Crescira AVM · estimated value Medium confidence
HK$11.50M
≈ HK$12,076 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.45M, with repayments around HK$39,000/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$36,699
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,841
−HK$1,159/mo
Today · 4.125%
HK$39,000
baseline
▲ 0.50% · 4.625%
HK$41,373
+HK$2,373/mo

Deposit HK$3.45M · loan HK$8.05M · min. income ≈ HK$78,000/mo (50% DSR)

Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$431,096 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sunny Bay Station
≈ 40 min walk · 3,121 m
Education
7
schools within 1 km (5 within 500 m)
Daily convenience
2
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
0
parks, libraries, sports within 1 km

Family-friendly — 7 schools within a 1 km walk.

Location

Unit Information

Floor
12/F
Flat
A
Saleable Area
952 Saleable ft²
Gross Area
1,230 ft²
Efficiency
77%
District
Islands District · New Territories West
School net (POA)
99

Transaction History

Date Price Gain / loss
2026-06-12 HK$12.90M +3.2%
13.6y
2012-11-19 HK$12.50M
Data sourced from Renavon.com