▼ 0.50% · 3.625%
HK$15,651
−HK$982/mo
▼ 0.25% · 3.875%
HK$16,138
−HK$495/mo
Today · 4.125%
HK$16,633
baseline
▲ 0.50% · 4.625%
HK$17,645
+HK$1,012/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$33,266/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$205,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,412
−HK$941/mo
▼ 0.25% · 3.875%
HK$17,879
−HK$474/mo
Today · 4.125%
HK$18,353
baseline
▲ 0.50% · 4.625%
HK$19,320
+HK$967/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$36,706/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$205,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,216
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$17,752
−HK$544/mo
Today · 4.125%
HK$18,296
baseline
▲ 0.50% · 4.625%
HK$19,409
+HK$1,113/mo
Deposit HK$3.09M · loan HK$3.78M · min. income ≈ HK$36,592/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$205,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,153
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$19,667
−HK$521/mo
Today · 4.125%
HK$20,188
baseline
▲ 0.50% · 4.625%
HK$21,252
+HK$1,064/mo
Deposit HK$3.09M · loan HK$3.78M · min. income ≈ HK$40,376/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$205,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,782
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,366
−HK$593/mo
Today · 4.125%
HK$19,959
baseline
▲ 0.50% · 4.625%
HK$21,174
+HK$1,215/mo
Deposit HK$2.75M · loan HK$4.12M · min. income ≈ HK$39,918/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,894
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,455
−HK$568/mo
Today · 4.125%
HK$22,023
baseline
▲ 0.50% · 4.625%
HK$23,184
+HK$1,161/mo
Deposit HK$2.75M · loan HK$4.12M · min. income ≈ HK$44,046/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,347
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,980
−HK$643/mo
Today · 4.125%
HK$21,623
baseline
▲ 0.50% · 4.625%
HK$22,938
+HK$1,315/mo
Deposit HK$2.40M · loan HK$4.46M · min. income ≈ HK$43,246/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$205,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,636
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,243
−HK$615/mo
Today · 4.125%
HK$23,858
baseline
▲ 0.50% · 4.625%
HK$25,116
+HK$1,258/mo
Deposit HK$2.40M · loan HK$4.46M · min. income ≈ HK$47,716/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$205,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,912
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,593
−HK$693/mo
Today · 4.125%
HK$23,286
baseline
▲ 0.50% · 4.625%
HK$24,703
+HK$1,417/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$46,572/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$205,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,377
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,030
−HK$664/mo
Today · 4.125%
HK$25,694
baseline
▲ 0.50% · 4.625%
HK$27,048
+HK$1,354/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$51,388/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$205,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,477
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,207
−HK$742/mo
Today · 4.125%
HK$24,949
baseline
▲ 0.50% · 4.625%
HK$26,467
+HK$1,518/mo
Deposit HK$1.72M · loan HK$5.15M · min. income ≈ HK$49,898/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$205,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,118
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,818
−HK$711/mo
Today · 4.125%
HK$27,529
baseline
▲ 0.50% · 4.625%
HK$28,980
+HK$1,451/mo
Deposit HK$1.72M · loan HK$5.15M · min. income ≈ HK$55,058/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$205,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,042
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,821
−HK$791/mo
Today · 4.125%
HK$26,612
baseline
▲ 0.50% · 4.625%
HK$28,232
+HK$1,620/mo
Deposit HK$1.37M · loan HK$5.49M · min. income ≈ HK$53,224/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$205,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,859
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,606
−HK$758/mo
Today · 4.125%
HK$29,364
baseline
▲ 0.50% · 4.625%
HK$30,912
+HK$1,548/mo
Deposit HK$1.37M · loan HK$5.49M · min. income ≈ HK$58,728/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$205,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,607
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,435
−HK$841/mo
Today · 4.125%
HK$28,276
baseline
▲ 0.50% · 4.625%
HK$29,996
+HK$1,720/mo
Deposit HK$1.03M · loan HK$5.83M · min. income ≈ HK$56,552/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$205,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,600
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,394
−HK$805/mo
Today · 4.125%
HK$31,199
baseline
▲ 0.50% · 4.625%
HK$32,844
+HK$1,645/mo
Deposit HK$1.03M · loan HK$5.83M · min. income ≈ HK$62,398/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$205,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,172
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,049
−HK$890/mo
Today · 4.125%
HK$29,939
baseline
▲ 0.50% · 4.625%
HK$31,761
+HK$1,822/mo
Deposit HK$686K · loan HK$6.18M · min. income ≈ HK$59,878/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$205,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,341
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,182
−HK$853/mo
Today · 4.125%
HK$33,035
baseline
▲ 0.50% · 4.625%
HK$34,776
+HK$1,741/mo
Deposit HK$686K · loan HK$6.18M · min. income ≈ HK$66,070/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$205,916 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).