Crescira AVM · estimated value
● Medium confidence
HK$9.20M
≈ HK$9,022 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$920K, with repayments around HK$40,138/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$37,770
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,945
−HK$1,193/mo
Today · 4.125%
HK$40,138
baseline
▲ 0.50% · 4.625%
HK$42,581
+HK$2,443/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$80,276/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,215 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Sunny Bay Station
≈ 46 min walk · 3,606 m
Education
8
schools within 1 km (2 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
0
parks, libraries, sports within 1 km
Family-friendly — 8 schools within a 1 km walk.
Location
Unit Information
- Floor
- 3/F
- Flat
- A
- Saleable Area
- 1,020 Saleable ft²
- Gross Area
- 1,315 ft²
- Efficiency
- 78%
- District
- Islands District · New Territories West
- School net (POA)
- 99
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2012-03-23 | HK$8.85M | +125.8% |
| 2003-06-03 | HK$3.92M | — |
Other appraised units in this building
Data sourced from Renavon.com