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Crescira AVM · estimated value Medium confidence
HK$9.57M
≈ HK$9,446 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$957K, with repayments around HK$41,739/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$39,276
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,498
−HK$1,241/mo
Today · 4.125%
HK$41,739
baseline
▲ 0.50% · 4.625%
HK$44,279
+HK$2,540/mo

Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$83,478/mo (50% DSR)

Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,908 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Disneyland Resort Station
≈ 48 min walk · 3,831 m
Education
2
schools within 1 km (0 within 500 m)
Daily convenience
4
within 1 km (4 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km

Everyday convenience — 4 shopping and daily-needs spots nearby.

Location

Unit Information

Floor
2/F
Flat
A
Saleable Area
1,013 Saleable ft²
Gross Area
1,208 ft²
Efficiency
84%
District
Islands District · New Territories West
School net (POA)
99

Transaction History

Date Price Gain / loss
2021-01-22 HK$11.50M +10.0%
4.3y · 2.0%/yr
2016-10-26 HK$10.45M +34.0%
8.8y · 4.0%/yr
2007-12-20 HK$7.80M +36.4%
2000-04-06 HK$5.72M
Data sourced from Renavon.com