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Crescira AVM · estimated value Medium confidence
HK$4.46M
≈ HK$9,896 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$446K, with repayments around HK$19,467/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$18,318
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$18,888
−HK$579/mo
Today · 4.125%
HK$19,467
baseline
▲ 0.50% · 4.625%
HK$20,651
+HK$1,184/mo

Deposit HK$446K · loan HK$4.02M · min. income ≈ HK$38,934/mo (50% DSR)

Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$66,944 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sunny Bay Station
≈ 42 min walk · 3,305 m
Education
7
schools within 1 km (1 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
0
parks, libraries, sports within 1 km

Family-friendly — 7 schools within a 1 km walk.

Location

Unit Information

Floor
3/F
Flat
D
Saleable Area
451 Saleable ft²
Gross Area
590 ft²
Efficiency
76%
District
Islands District · New Territories West
School net (POA)
99

Transaction History

Date Price Gain / loss
2021-02-02 HK$5.50M +12.5%
3.8y · 3.0%/yr
2017-05-05 HK$4.89M +117.3%
9.2y · 13.0%/yr
2008-02-29 HK$2.25M +19.7%
2007-11-16 HK$1.88M +16.0%
2004-02-25 HK$1.62M
Data sourced from Renavon.com