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Crescira AVM · estimated value Medium confidence
HK$9.15M
≈ HK$9,041 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$915K, with repayments around HK$39,908/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$37,553
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,721
−HK$1,187/mo
Today · 4.125%
HK$39,908
baseline
▲ 0.50% · 4.625%
HK$42,336
+HK$2,428/mo

Deposit HK$915K · loan HK$8.23M · min. income ≈ HK$79,816/mo (50% DSR)

Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,926 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Disneyland Resort Station
≈ 48 min walk · 3,781 m
Education
2
schools within 1 km (1 within 500 m)
Daily convenience
4
within 1 km (4 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km

Everyday convenience — 4 shopping and daily-needs spots nearby.

Location

Unit Information

Floor
3/F
Flat
B
Saleable Area
1,012 Saleable ft²
Gross Area
1,188 ft²
Efficiency
85%
District
Islands District · New Territories West
School net (POA)
99

Transaction History

Date Price Gain / loss
2019-04-30 HK$12.10M +101.7%
10.0y · 10.0%/yr
2009-05-26 HK$6.00M +13.4%
2001-01-30 HK$5.29M
Data sourced from Renavon.com