Crescira AVM · estimated value
● Medium confidence
HK$4.85M
≈ HK$9,738 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$485K, with repayments around HK$21,154/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$19,906
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,525
−HK$629/mo
Today · 4.125%
HK$21,154
baseline
▲ 0.50% · 4.625%
HK$22,441
+HK$1,287/mo
Deposit HK$485K · loan HK$4.36M · min. income ≈ HK$42,308/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$102,476 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Disneyland Resort Station
≈ 48 min walk · 3,774 m
Education
2
schools within 1 km (1 within 500 m)
Daily convenience
4
within 1 km (4 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km
Everyday convenience — 4 shopping and daily-needs spots nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- C
- Saleable Area
- 498 Saleable ft²
- Gross Area
- 601 ft²
- Efficiency
- 83%
- District
- Islands District · New Territories West
- School net (POA)
- 99
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-07-22 | HK$5.50M | +83.3% 11.0y · 8.0%/yr |
| 2008-07-04 | HK$3.00M | +23.5% |
| 2000-04-06 | HK$2.43M | — |
Other appraised units in this building
Data sourced from Renavon.com