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Floor
G/F A
593 ft²
G/F B
457 ft²
G/F C
442 ft²
G/F D
451 ft²
1/F A
593 ft²
1/F B
457 ft²
1/F C
442 ft²
1/F D
451 ft²
2/F A
593 ft²
2/F B
457 ft²
2/F C
437 ft²
2/F D
457 ft²
3/F A
593 ft²
3/F B
457 ft²
3/F C
442 ft²
3/F D
457 ft²
5/F A
593 ft²
5/F B
457 ft²
5/F C
437 ft²
5/F D
451 ft²
6/F A
593 ft²
6/F B
457 ft²
6/F C
442 ft²
6/F D
451 ft²
Crescira AVM · estimated value
● Medium confidence
HK$4.40M
≈ HK$9,624 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$440K, with repayments around HK$19,183/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$18,051
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,613
−HK$570/mo
Today · 4.125%
HK$19,183
baseline
▲ 0.50% · 4.625%
HK$20,351
+HK$1,168/mo
Deposit HK$440K · loan HK$3.96M · min. income ≈ HK$38,366/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$65,971 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Sunny Bay Station
≈ 41 min walk · 3,273 m
Education
7
schools within 1 km (5 within 500 m)
Daily convenience
2
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
0
parks, libraries, sports within 1 km
Family-friendly — 7 schools within a 1 km walk.
Location
Unit Information
- Floor
- 3/F
- Flat
- B
- Saleable Area
- 457 Saleable ft²
- Gross Area
- 585 ft²
- Efficiency
- 78%
- District
- Islands District · New Territories West
- School net (POA)
- 99
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-17 | HK$5.40M | +2.7% 3.0y · 1.0%/yr |
| 2018-03-08 | HK$5.26M | +151.7% 12.9y · 12.0%/yr |
| 2005-05-28 | HK$2.09M | +0.0% |
| 2005-05-24 | HK$2.09M | +30.6% |
| 2003-08-27 | HK$1.60M | — |
Other appraised units in this building
Data sourced from Renavon.com