11/F 20

in NGAN HO COURT BLOCK A (NGAN YUK HOUSE)

Islands District · New Territories West

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1/F 1 1/F 10 1/F 11 384 ft² 1/F 12 1/F 13 1/F 14 1/F 17 1/F 18 1/F 19 1/F 2 1/F 20 1/F 3 1/F 4 1/F 5 1/F 6 1/F 7 1/F 8 1/F 9 2/F 1 2/F 10 462 ft² 2/F 11 2/F 12 2/F 13 2/F 14 2/F 15 2/F 16 2/F 17 2/F 18 2/F 19 2/F 2 2/F 20 2/F 3 2/F 4 2/F 5 2/F 6 2/F 7 2/F 8 2/F 9 3/F 1 3/F 10 3/F 11 3/F 12 3/F 13 3/F 14 3/F 15 3/F 16 3/F 17 3/F 18 3/F 19 3/F 2 3/F 20 3/F 3 3/F 4 3/F 5 3/F 6 3/F 7 3/F 8 3/F 9 4/F 1 4/F 10 4/F 11 4/F 12 4/F 13 4/F 14 4/F 15 4/F 16 4/F 18 4/F 19 4/F 2 4/F 20 4/F 3 4/F 4 4/F 5 4/F 7 4/F 8 4/F 9 5/F 1 5/F 10 5/F 11 5/F 12 5/F 13 5/F 14 380 ft² 5/F 15 5/F 16 5/F 17 5/F 18 5/F 19 5/F 2 5/F 20 5/F 3 5/F 4 5/F 5 5/F 6 5/F 7 5/F 8 5/F 9 6/F 1 6/F 10 6/F 11 6/F 12 6/F 13 6/F 14 6/F 15 6/F 16 6/F 17 6/F 18 6/F 19 6/F 2 6/F 20 6/F 3 6/F 4 6/F 5 6/F 6 6/F 7 6/F 9 7/F 1 7/F 10 7/F 11 7/F 12 7/F 13 7/F 14 7/F 15 7/F 16 7/F 17 7/F 18 7/F 19 7/F 2 543 ft² 7/F 20 7/F 3 7/F 4 7/F 5 7/F 6 7/F 7 7/F 9 8/F 1 8/F 10 8/F 11 8/F 12 8/F 13 8/F 14 8/F 15 8/F 16 8/F 17 8/F 18 8/F 19 8/F 2 8/F 20 8/F 3 8/F 4 8/F 5 8/F 6 8/F 7 8/F 8 8/F 9 9/F 1 9/F 10 9/F 11 9/F 12 388 ft² 9/F 13 9/F 14 9/F 15 386 ft² 9/F 16 9/F 17 9/F 18 9/F 19 9/F 2 543 ft² 9/F 20 9/F 3 543 ft² 9/F 4 9/F 5 9/F 6 9/F 7 9/F 8 9/F 9 10/F 1 10/F 10 10/F 11 10/F 12 10/F 14 10/F 15 10/F 16 446 ft² 10/F 17 10/F 18 10/F 19 10/F 2 10/F 20 10/F 3 10/F 4 10/F 5 10/F 6 10/F 7 10/F 8 10/F 9 385 ft² 10/F 13 11/F 1 11/F 10 11/F 11 384 ft² 11/F 12 11/F 13 383 ft² 11/F 14 11/F 15 11/F 16 11/F 17 11/F 18 11/F 19 11/F 2 543 ft² 11/F 20 383 ft² 11/F 3 11/F 4 11/F 5 11/F 6 11/F 7 11/F 8 11/F 9 12/F 1 12/F 10 12/F 11 12/F 12 12/F 13 12/F 14 12/F 15 12/F 16 12/F 17 12/F 18 12/F 19 12/F 2 12/F 20 12/F 3 12/F 4 12/F 5 12/F 6 383 ft² 12/F 7 12/F 8 12/F 9 13/F 1 13/F 10 13/F 11 13/F 12 13/F 13 13/F 14 13/F 15 13/F 16 13/F 17 13/F 18 451 ft² 13/F 19 13/F 2 13/F 20 13/F 3 13/F 4 13/F 5 13/F 6 13/F 7 13/F 8 388 ft² 13/F 9 14/F 1 14/F 10 14/F 11 14/F 12 14/F 13 14/F 14 14/F 15 14/F 16 14/F 17 14/F 18 451 ft² 14/F 19 14/F 2 14/F 20 14/F 3 14/F 4 14/F 5 14/F 6 383 ft² 14/F 7 14/F 8 14/F 9 15/F 1 15/F 10 15/F 11 15/F 12 15/F 13 15/F 15 15/F 16 15/F 17 15/F 18 15/F 19 15/F 2 15/F 20 15/F 3 15/F 4 15/F 5 15/F 6 383 ft² 15/F 7 15/F 8 15/F 9 16/F 1 16/F 10 16/F 11 16/F 12 16/F 2 16/F 3 16/F 4 16/F 5 16/F 6 16/F 7 16/F 8 16/F 9

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$1.91M

≈ HK$4,993 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$191K, with repayments around HK$8,342/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$7,849

−HK$493/mo

▼ 0.25% · 3.875%

HK$8,093

−HK$249/mo

Today · 4.125%

HK$8,342

baseline

▲ 0.50% · 4.625%

HK$8,849

+HK$507/mo

Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,684/mo (50% DSR)

Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Tung Chung Station

≈ 78 min walk · 6,168 m

Education

schools within 1 km (4 within 500 m)

Daily convenience

within 1 km (3 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 6 schools within a 1 km walk.

Everyday convenience — 6 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 16 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 11/F
Flat: 20
Saleable Area: 383 Saleable ft²
District: Islands District · New Territories West
School net (POA): 98

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2025-02-14	HK$1.90M	+11.6%	HK$4,961	—
2018-01-08	HK$1.70M	—	—	—

Other appraised units in this building

Data sourced from Renavon.com