Crescira AVM · estimated value
● Medium confidence
HK$10.75M
≈ HK$10,114 / ft² saleable
· updated 2026-10-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.23M, with repayments around HK$36,474/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
70%
Term
▼ 0.50% · 3.625%
HK$34,321
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,389
−HK$1,085/mo
Today · 4.125%
HK$36,474
baseline
▲ 0.50% · 4.625%
HK$38,693
+HK$2,219/mo
Deposit HK$3.23M · loan HK$7.53M · min. income ≈ HK$72,948/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$403,167 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
Unit Information
- Floor
- 2/F
- Flat
- D2座
- Saleable Area
- 1,063 ft²
- Gross Area
- 1,244 ft²
- Efficiency
- 85%
- District
- Sai Kung District · New Territories East
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-27 | HK$14.44M | +118.8% 13.1y |
| 2009-04-14 | HK$6.60M | +37.0% 9.2y |
| 2000-03-01 | HK$4.82M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Po Lam
≈ 29 min walk · 2,265 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km