25/F 4

in YAN MING COURT YAN CHUK HOUSE (BLOCK B)

Tseung Kwan O (Sai Kung District) · Kowloon

Switch unit

Floor

1/F 6 401 ft² 1/F 7 645 ft² 2/F 1 401 ft² 2/F 10 554 ft² 2/F 5 554 ft² 2/F 7 645 ft² 2/F 8 401 ft² 3/F 1 401 ft² 3/F 10 554 ft² 3/F 7 645 ft² 4/F 1 401 ft² 4/F 10 554 ft² 4/F 2 645 ft² 4/F 4 554 ft² 5/F 10 554 ft² 5/F 4 554 ft² 5/F 6 401 ft² 5/F 9 554 ft² 6/F 1 401 ft² 6/F 4 554 ft² 6/F 5 554 ft² 6/F 6 401 ft² 6/F 7 645 ft² 6/F 9 554 ft² 7/F 1 401 ft² 7/F 2 645 ft² 7/F 3 401 ft² 7/F 9 554 ft² 8/F 1 401 ft² 8/F 2 645 ft² 8/F 9 554 ft² 9/F 2 645 ft² 9/F 6 401 ft² 9/F 8 401 ft² 10/F 5 554 ft² 10/F 6 401 ft² 10/F 8 401 ft² 11/F 1 401 ft² 11/F 2 645 ft² 11/F 4 554 ft² 11/F 7 644 ft² 12/F 8 401 ft² 13/F 2 644 ft² 13/F 5 554 ft² 13/F 7 645 ft² 14/F 1 401 ft² 14/F 10 554 ft² 14/F 3 401 ft² 14/F 6 401 ft² 14/F 9 554 ft² 15/F 1 401 ft² 15/F 2 644 ft² 15/F 4 554 ft² 15/F 7 644 ft² 15/F 8 401 ft² 15/F 9 554 ft² 16/F 1 401 ft² 16/F 10 554 ft² 16/F 4 554 ft² 16/F 5 554 ft² 16/F 7 644 ft² 17/F 10 554 ft² 17/F 2 645 ft² 17/F 3 401 ft² 17/F 8 401 ft² 18/F 1 401 ft² 18/F 8 401 ft² 18/F 9 554 ft² 19/F 6 401 ft² 20/F 6 401 ft² 21/F 10 554 ft² 21/F 6 401 ft² 21/F 7 644 ft² 21/F 9 554 ft² 22/F 10 554 ft² 22/F 2 644 ft² 22/F 6 401 ft² 22/F 9 554 ft² 23/F 10 554 ft² 23/F 4 554 ft² 23/F 5 554 ft² 23/F 9 554 ft² 24/F 2 645 ft² 24/F 6 401 ft² 24/F 9 554 ft² 25/F 1 401 ft² 25/F 10 554 ft² 25/F 4 554 ft² 25/F 5 554 ft² 25/F 6 401 ft² 26/F 1 401 ft² 26/F 2 644 ft² 26/F 3 401 ft² 26/F 6 401 ft² 26/F 9 554 ft² 27/F 1 401 ft² 27/F 10 554 ft² 27/F 3 401 ft² 27/F 4 554 ft² 27/F 5 554 ft² 28/F 2 644 ft² 28/F 3 401 ft² 28/F 6 401 ft² 28/F 7 644 ft² 28/F 9 554 ft² 29/F 2 644 ft² 29/F 3 401 ft² 29/F 8 401 ft² 30/F 10 554 ft² 30/F 2 644 ft² 30/F 3 401 ft² 30/F 4 554 ft² 30/F 8 401 ft² 30/F 9 554 ft² 31/F 10 554 ft² 31/F 4 554 ft² 32/F 4 554 ft² 32/F 5 554 ft² 32/F 6 401 ft² 32/F 9 554 ft² 33/F 10 554 ft² 33/F 7 645 ft² 34/F 1 401 ft² 34/F 10 554 ft² 34/F 2 645 ft² 35/F 3 401 ft² 35/F 4 554 ft² 35/F 6 401 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.78M

≈ HK$8,628 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$478K, with repayments around HK$20,849/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$19,619

−HK$1,230/mo

▼ 0.25% · 3.875%

HK$20,229

−HK$620/mo

Today · 4.125%

HK$20,849

baseline

▲ 0.50% · 4.625%

HK$22,118

+HK$1,269/mo

Deposit HK$478K · loan HK$4.30M · min. income ≈ HK$41,698/mo (50% DSR)

Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$95,486 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Po Lam Station

≈ 3 min walk · 227 m

Education

schools within 1 km (12 within 500 m)

Daily convenience

within 1 km (16 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway Po Lam Station Station.

Family-friendly — 31 schools within a 1 km walk.

Everyday convenience — 24 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 23 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 25/F
Flat: 4
Saleable Area: 554 Saleable ft²
Gross Area: 711 ft²
Efficiency: 78%
District: Tseung Kwan O (Sai Kung District) · Kowloon
School net (POA): 95

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2024-08-28	HK$4.98M	+45.6%	HK$8,989	HK$7,004
2012-06-11	HK$3.42M	+71.0%	HK$6,173	HK$4,810
2008-06-11	HK$2.00M	+96.1%	HK$3,610	HK$2,813
2002-02-26	HK$1.02M	−51.0%	HK$1,841	HK$1,435
1997-10-04	HK$2.08M	—	HK$3,754	HK$2,926

Other appraised units in this building

Data sourced from Renavon.com