▼ 0.50% · 3.625%
HK$14,222
−HK$892/mo
▼ 0.25% · 3.875%
HK$14,664
−HK$450/mo
Today · 4.125%
HK$15,114
baseline
▲ 0.50% · 4.625%
HK$16,033
+HK$919/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$30,228/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$158,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,821
−HK$855/mo
▼ 0.25% · 3.875%
HK$16,246
−HK$430/mo
Today · 4.125%
HK$16,676
baseline
▲ 0.50% · 4.625%
HK$17,555
+HK$879/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$33,352/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$158,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,644
−HK$981/mo
▼ 0.25% · 3.875%
HK$16,130
−HK$495/mo
Today · 4.125%
HK$16,625
baseline
▲ 0.50% · 4.625%
HK$17,636
+HK$1,011/mo
Deposit HK$2.81M · loan HK$3.43M · min. income ≈ HK$33,250/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$158,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,404
−HK$940/mo
▼ 0.25% · 3.875%
HK$17,870
−HK$474/mo
Today · 4.125%
HK$18,344
baseline
▲ 0.50% · 4.625%
HK$19,311
+HK$967/mo
Deposit HK$2.81M · loan HK$3.43M · min. income ≈ HK$36,688/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$158,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,066
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$17,597
−HK$539/mo
Today · 4.125%
HK$18,136
baseline
▲ 0.50% · 4.625%
HK$19,240
+HK$1,104/mo
Deposit HK$2.49M · loan HK$3.74M · min. income ≈ HK$36,272/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$158,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,986
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,495
−HK$517/mo
Today · 4.125%
HK$20,012
baseline
▲ 0.50% · 4.625%
HK$21,066
+HK$1,054/mo
Deposit HK$2.49M · loan HK$3.74M · min. income ≈ HK$40,024/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$158,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,488
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$19,063
−HK$585/mo
Today · 4.125%
HK$19,648
baseline
▲ 0.50% · 4.625%
HK$20,843
+HK$1,195/mo
Deposit HK$2.18M · loan HK$4.05M · min. income ≈ HK$39,296/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$158,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,568
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$21,120
−HK$559/mo
Today · 4.125%
HK$21,679
baseline
▲ 0.50% · 4.625%
HK$22,822
+HK$1,143/mo
Deposit HK$2.18M · loan HK$4.05M · min. income ≈ HK$43,358/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$158,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,910
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$20,530
−HK$629/mo
Today · 4.125%
HK$21,159
baseline
▲ 0.50% · 4.625%
HK$22,446
+HK$1,287/mo
Deposit HK$1.87M · loan HK$4.37M · min. income ≈ HK$42,318/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$158,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,150
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,744
−HK$603/mo
Today · 4.125%
HK$23,347
baseline
▲ 0.50% · 4.625%
HK$24,577
+HK$1,230/mo
Deposit HK$1.87M · loan HK$4.37M · min. income ≈ HK$46,694/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$158,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,333
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,996
−HK$674/mo
Today · 4.125%
HK$22,670
baseline
▲ 0.50% · 4.625%
HK$24,050
+HK$1,380/mo
Deposit HK$1.56M · loan HK$4.68M · min. income ≈ HK$45,340/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$158,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,732
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,369
−HK$645/mo
Today · 4.125%
HK$25,014
baseline
▲ 0.50% · 4.625%
HK$26,333
+HK$1,319/mo
Deposit HK$1.56M · loan HK$4.68M · min. income ≈ HK$50,028/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$158,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,755
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,463
−HK$719/mo
Today · 4.125%
HK$24,182
baseline
▲ 0.50% · 4.625%
HK$25,653
+HK$1,471/mo
Deposit HK$1.25M · loan HK$4.99M · min. income ≈ HK$48,364/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$158,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,314
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$25,993
−HK$689/mo
Today · 4.125%
HK$26,682
baseline
▲ 0.50% · 4.625%
HK$28,088
+HK$1,406/mo
Deposit HK$1.25M · loan HK$4.99M · min. income ≈ HK$53,364/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$158,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,177
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,929
−HK$764/mo
Today · 4.125%
HK$25,693
baseline
▲ 0.50% · 4.625%
HK$27,256
+HK$1,563/mo
Deposit HK$936K · loan HK$5.30M · min. income ≈ HK$51,386/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$158,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,897
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,618
−HK$732/mo
Today · 4.125%
HK$28,350
baseline
▲ 0.50% · 4.625%
HK$29,844
+HK$1,494/mo
Deposit HK$936K · loan HK$5.30M · min. income ≈ HK$56,700/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$158,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,599
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,395
−HK$809/mo
Today · 4.125%
HK$27,204
baseline
▲ 0.50% · 4.625%
HK$28,860
+HK$1,656/mo
Deposit HK$624K · loan HK$5.61M · min. income ≈ HK$54,408/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$158,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,479
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,242
−HK$775/mo
Today · 4.125%
HK$30,017
baseline
▲ 0.50% · 4.625%
HK$31,600
+HK$1,583/mo
Deposit HK$624K · loan HK$5.61M · min. income ≈ HK$60,034/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$158,689 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).