23/F 14

in Tong Ming Court Tong Fai House (Block A)

Sai Kung District · New Territories East

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Floor

1/F 7 433 ft² 1/F 9 646 ft² 1/F 16 646 ft² 2/F 4 539 ft² 2/F 6 433 ft² 2/F 1 646 ft² 2/F 8 646 ft² 2/F 11 601 ft² 2/F 16 646 ft² 3/F 5 539 ft² 3/F 14 433 ft² 4/F 14 433 ft² 4/F 15 433 ft² 4/F 6 4/F 9 646 ft² 5/F 15 433 ft² 5/F 4 539 ft² 5/F 13 539 ft² 6/F 15 433 ft² 6/F 9 646 ft² 6/F 3 601 ft² 6/F 10 601 ft² 7/F 10 601 ft² 7/F 14 7/F 15 433 ft² 7/F 3 601 ft² 8/F 11 601 ft² 8/F 2 601 ft² 8/F 14 433 ft² 9/F 5 539 ft² 10/F 16 10/F 4 539 ft² 11/F 13 11/F 14 433 ft² 11/F 15 433 ft² 11/F 4 539 ft² 11/F 9 646 ft² 11/F 10 601 ft² 12/F 2 601 ft² 12/F 3 601 ft² 12/F 4 539 ft² 13/F 5 539 ft² 13/F 2 601 ft² 13/F 10 601 ft² 13/F 12 539 ft² 13/F 13 539 ft² 13/F 14 433 ft² 13/F 16 646 ft² 14/F 13 14/F 4 539 ft² 14/F 3 601 ft² 14/F 8 646 ft² 14/F 10 601 ft² 14/F 14 433 ft² 15/F 3 601 ft² 15/F 8 646 ft² 16/F 15 433 ft² 16/F 7 433 ft² 16/F 5 539 ft² 16/F 8 646 ft² 16/F 12 539 ft² 17/F 13 539 ft² 17/F 4 539 ft² 17/F 10 601 ft² 17/F 14 433 ft² 17/F 16 646 ft² 18/F 6 429 ft² 18/F 16 639 ft² 19/F 2 597 ft² 19/F 1 432 ft² 19/F 5 535 ft² 19/F 11 597 ft² 19/F 12 535 ft² 20/F 12 535 ft² 20/F 15 429 ft² 20/F 5 535 ft² 21/F 12 535 ft² 21/F 4 535 ft² 21/F 5 535 ft² 21/F 10 597 ft² 21/F 14 429 ft² 22/F 2 597 ft² 22/F 9 639 ft² 22/F 5 23/F 16 639 ft² 23/F 3 597 ft² 23/F 4 535 ft² 23/F 6 429 ft² 23/F 11 597 ft² 23/F 14 429 ft² 24/F 16 639 ft² 24/F 3 597 ft² 24/F 5 535 ft² 24/F 7 429 ft² 24/F 8 639 ft² 24/F 14 429 ft² 25/F 3 597 ft² 25/F 6 429 ft² 25/F 7 429 ft² 25/F 8 639 ft² 25/F 12 535 ft² 25/F 14 429 ft² 26/F 14 429 ft² 26/F 3 597 ft² 26/F 5 535 ft² 26/F 2 597 ft² 27/F 13 535 ft² 27/F 2 597 ft² 28/F 11 594 ft² 28/F 14 426 ft² 28/F 4 530 ft² 29/F 1 634 ft² 29/F 3 594 ft² 29/F 6 426 ft² 29/F 8 634 ft² 30/F 10 594 ft² 30/F 9 634 ft² 30/F 14 426 ft² 31/F 14 426 ft² 31/F 3 594 ft² 31/F 12 530 ft² 31/F 13 530 ft² 31/F 15 426 ft² 32/F 15 426 ft² 32/F 16 634 ft² 32/F 7 426 ft² 32/F 10 594 ft² 32/F 11 594 ft² 33/F 1 634 ft² 33/F 3 594 ft² 33/F 6 426 ft² 34/F 4 530 ft² 34/F 5 530 ft² 34/F 1 634 ft² 34/F 7 426 ft² 35/F 14 426 ft² 35/F 7 426 ft² 35/F 16 634 ft² 36/F 1 634 ft² 36/F 16 36/F 3 594 ft² 36/F 10 594 ft² 37/F 7 426 ft² 37/F 1 634 ft² 37/F 4 530 ft² 37/F 5 530 ft² 37/F 9 634 ft² 37/F 14 426 ft² 38/F 4 530 ft² 38/F 2 594 ft² 38/F 3 594 ft² 38/F 10 594 ft² 39/F 12 530 ft² 39/F 15 426 ft² 40/F 2 594 ft² 40/F 8 634 ft² 40/F 12 530 ft² 40/F 15 426 ft²

Crescira AVM · estimated value ● Medium confidence

HK$4.13M

≈ HK$9,631 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$413K, with repayments around HK$18,022/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$16,958

−HK$1,064/mo

▼ 0.25% · 3.875%

HK$17,486

−HK$536/mo

Today · 4.125%

HK$18,022

baseline

▲ 0.50% · 4.625%

HK$19,118

+HK$1,096/mo

Deposit HK$413K · loan HK$3.72M · min. income ≈ HK$36,044/mo (50% DSR)

Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$26,427 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 23/F
Flat: 14
Saleable Area: 429 ft²
Gross Area: 575 ft²
Efficiency: 75%
District: Sai Kung District · New Territories East
School net (POA): 95

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2025-05-23	HK$3.68M	+440.9%	HK$8,573	HK$6,396
2005-12-30	HK$680K	—	HK$1,585	—

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Tseung Kwan O

≈ 5 min walk · 361 m

Education

schools within 1 km (18 within 500 m)

Daily convenience

within 1 km (18 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Tseung Kwan O Station (a rail station within an 8-min walk earns this label).

Family-friendly — 53 schools within a 1 km walk.

Everyday convenience — 40 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 17 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com