▼ 0.50% · 3.625%
HK$13,004
−HK$815/mo
▼ 0.25% · 3.875%
HK$13,408
−HK$411/mo
Today · 4.125%
HK$13,819
baseline
▲ 0.50% · 4.625%
HK$14,660
+HK$841/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$27,638/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,467
−HK$781/mo
▼ 0.25% · 3.875%
HK$14,855
−HK$393/mo
Today · 4.125%
HK$15,248
baseline
▲ 0.50% · 4.625%
HK$16,052
+HK$804/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$30,496/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,304
−HK$897/mo
▼ 0.25% · 3.875%
HK$14,749
−HK$452/mo
Today · 4.125%
HK$15,201
baseline
▲ 0.50% · 4.625%
HK$16,126
+HK$925/mo
Deposit HK$2.57M · loan HK$3.14M · min. income ≈ HK$30,402/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$128,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,913
−HK$860/mo
▼ 0.25% · 3.875%
HK$16,340
−HK$433/mo
Today · 4.125%
HK$16,773
baseline
▲ 0.50% · 4.625%
HK$17,657
+HK$884/mo
Deposit HK$2.57M · loan HK$3.14M · min. income ≈ HK$33,546/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$128,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,605
−HK$978/mo
▼ 0.25% · 3.875%
HK$16,090
−HK$493/mo
Today · 4.125%
HK$16,583
baseline
▲ 0.50% · 4.625%
HK$17,592
+HK$1,009/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$33,166/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,360
−HK$938/mo
▼ 0.25% · 3.875%
HK$17,826
−HK$472/mo
Today · 4.125%
HK$18,298
baseline
▲ 0.50% · 4.625%
HK$19,263
+HK$965/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$36,596/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,905
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$17,431
−HK$534/mo
Today · 4.125%
HK$17,965
baseline
▲ 0.50% · 4.625%
HK$19,058
+HK$1,093/mo
Deposit HK$2.00M · loan HK$3.71M · min. income ≈ HK$35,930/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$128,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,807
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$19,311
−HK$512/mo
Today · 4.125%
HK$19,823
baseline
▲ 0.50% · 4.625%
HK$20,868
+HK$1,045/mo
Deposit HK$2.00M · loan HK$3.71M · min. income ≈ HK$39,646/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$128,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,206
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$18,772
−HK$575/mo
Today · 4.125%
HK$19,347
baseline
▲ 0.50% · 4.625%
HK$20,524
+HK$1,177/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$38,694/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,253
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,797
−HK$551/mo
Today · 4.125%
HK$21,348
baseline
▲ 0.50% · 4.625%
HK$22,473
+HK$1,125/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$42,696/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,506
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,113
−HK$616/mo
Today · 4.125%
HK$20,729
baseline
▲ 0.50% · 4.625%
HK$21,990
+HK$1,261/mo
Deposit HK$1.43M · loan HK$4.28M · min. income ≈ HK$41,458/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$128,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,700
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,282
−HK$591/mo
Today · 4.125%
HK$22,873
baseline
▲ 0.50% · 4.625%
HK$24,078
+HK$1,205/mo
Deposit HK$1.43M · loan HK$4.28M · min. income ≈ HK$45,746/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$128,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,806
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,453
−HK$658/mo
Today · 4.125%
HK$22,111
baseline
▲ 0.50% · 4.625%
HK$23,456
+HK$1,345/mo
Deposit HK$1.14M · loan HK$4.56M · min. income ≈ HK$44,222/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$128,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,147
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,768
−HK$629/mo
Today · 4.125%
HK$24,397
baseline
▲ 0.50% · 4.625%
HK$25,683
+HK$1,286/mo
Deposit HK$1.14M · loan HK$4.56M · min. income ≈ HK$48,794/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$128,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,107
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,794
−HK$699/mo
Today · 4.125%
HK$23,493
baseline
▲ 0.50% · 4.625%
HK$24,922
+HK$1,429/mo
Deposit HK$855K · loan HK$4.85M · min. income ≈ HK$46,986/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$128,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,593
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,253
−HK$669/mo
Today · 4.125%
HK$25,922
baseline
▲ 0.50% · 4.625%
HK$27,289
+HK$1,367/mo
Deposit HK$855K · loan HK$4.85M · min. income ≈ HK$51,844/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$128,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,407
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,135
−HK$740/mo
Today · 4.125%
HK$24,875
baseline
▲ 0.50% · 4.625%
HK$26,388
+HK$1,513/mo
Deposit HK$570K · loan HK$5.13M · min. income ≈ HK$49,750/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$128,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,040
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,739
−HK$708/mo
Today · 4.125%
HK$27,447
baseline
▲ 0.50% · 4.625%
HK$28,894
+HK$1,447/mo
Deposit HK$570K · loan HK$5.13M · min. income ≈ HK$54,894/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$128,314 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).