▼ 0.50% · 3.625%
HK$12,536
−HK$786/mo
▼ 0.25% · 3.875%
HK$12,926
−HK$396/mo
Today · 4.125%
HK$13,322
baseline
▲ 0.50% · 4.625%
HK$14,133
+HK$811/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$26,644/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,946
−HK$754/mo
▼ 0.25% · 3.875%
HK$14,320
−HK$380/mo
Today · 4.125%
HK$14,700
baseline
▲ 0.50% · 4.625%
HK$15,475
+HK$775/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$29,400/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,790
−HK$864/mo
▼ 0.25% · 3.875%
HK$14,219
−HK$435/mo
Today · 4.125%
HK$14,654
baseline
▲ 0.50% · 4.625%
HK$15,546
+HK$892/mo
Deposit HK$2.47M · loan HK$3.02M · min. income ≈ HK$29,308/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$123,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,341
−HK$829/mo
▼ 0.25% · 3.875%
HK$15,752
−HK$418/mo
Today · 4.125%
HK$16,170
baseline
▲ 0.50% · 4.625%
HK$17,022
+HK$852/mo
Deposit HK$2.47M · loan HK$3.02M · min. income ≈ HK$32,340/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$123,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,043
−HK$944/mo
▼ 0.25% · 3.875%
HK$15,511
−HK$476/mo
Today · 4.125%
HK$15,987
baseline
▲ 0.50% · 4.625%
HK$16,959
+HK$972/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$31,974/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,736
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,184
−HK$456/mo
Today · 4.125%
HK$17,640
baseline
▲ 0.50% · 4.625%
HK$18,569
+HK$929/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$35,280/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,297
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$16,804
−HK$515/mo
Today · 4.125%
HK$17,319
baseline
▲ 0.50% · 4.625%
HK$18,373
+HK$1,054/mo
Deposit HK$1.92M · loan HK$3.57M · min. income ≈ HK$34,638/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$123,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,130
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,616
−HK$494/mo
Today · 4.125%
HK$19,110
baseline
▲ 0.50% · 4.625%
HK$20,117
+HK$1,007/mo
Deposit HK$1.92M · loan HK$3.57M · min. income ≈ HK$38,220/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$123,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,551
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,096
−HK$555/mo
Today · 4.125%
HK$18,651
baseline
▲ 0.50% · 4.625%
HK$19,786
+HK$1,135/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$37,302/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,525
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$20,048
−HK$532/mo
Today · 4.125%
HK$20,580
baseline
▲ 0.50% · 4.625%
HK$21,664
+HK$1,084/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$41,160/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,804
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$19,389
−HK$594/mo
Today · 4.125%
HK$19,983
baseline
▲ 0.50% · 4.625%
HK$21,199
+HK$1,216/mo
Deposit HK$1.37M · loan HK$4.12M · min. income ≈ HK$39,966/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$123,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,919
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,480
−HK$570/mo
Today · 4.125%
HK$22,050
baseline
▲ 0.50% · 4.625%
HK$23,212
+HK$1,162/mo
Deposit HK$1.37M · loan HK$4.12M · min. income ≈ HK$44,100/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$123,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,058
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,682
−HK$634/mo
Today · 4.125%
HK$21,316
baseline
▲ 0.50% · 4.625%
HK$22,613
+HK$1,297/mo
Deposit HK$1.10M · loan HK$4.40M · min. income ≈ HK$42,632/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$123,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,314
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,912
−HK$608/mo
Today · 4.125%
HK$23,520
baseline
▲ 0.50% · 4.625%
HK$24,759
+HK$1,239/mo
Deposit HK$1.10M · loan HK$4.40M · min. income ≈ HK$47,040/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$123,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,311
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,974
−HK$674/mo
Today · 4.125%
HK$22,648
baseline
▲ 0.50% · 4.625%
HK$24,026
+HK$1,378/mo
Deposit HK$825K · loan HK$4.67M · min. income ≈ HK$45,296/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$123,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,709
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,344
−HK$646/mo
Today · 4.125%
HK$24,990
baseline
▲ 0.50% · 4.625%
HK$26,307
+HK$1,317/mo
Deposit HK$825K · loan HK$4.67M · min. income ≈ HK$49,980/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$123,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,565
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,267
−HK$713/mo
Today · 4.125%
HK$23,980
baseline
▲ 0.50% · 4.625%
HK$25,439
+HK$1,459/mo
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$47,960/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$123,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,103
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,777
−HK$683/mo
Today · 4.125%
HK$26,460
baseline
▲ 0.50% · 4.625%
HK$27,854
+HK$1,394/mo
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$52,920/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$123,698 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).