▼ 0.50% · 3.625%
HK$4,520
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,661
−HK$143/mo
Today · 4.125%
HK$4,804
baseline
▲ 0.50% · 4.625%
HK$5,096
+HK$292/mo
Deposit HK$991K · loan HK$991K · min. income ≈ HK$9,608/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,029
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,164
−HK$136/mo
Today · 4.125%
HK$5,300
baseline
▲ 0.50% · 4.625%
HK$5,580
+HK$280/mo
Deposit HK$991K · loan HK$991K · min. income ≈ HK$10,600/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,972
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,127
−HK$157/mo
Today · 4.125%
HK$5,284
baseline
▲ 0.50% · 4.625%
HK$5,606
+HK$322/mo
Deposit HK$892K · loan HK$1.09M · min. income ≈ HK$10,568/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,532
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,680
−HK$150/mo
Today · 4.125%
HK$5,830
baseline
▲ 0.50% · 4.625%
HK$6,138
+HK$308/mo
Deposit HK$892K · loan HK$1.09M · min. income ≈ HK$11,660/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,424
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,593
−HK$171/mo
Today · 4.125%
HK$5,764
baseline
▲ 0.50% · 4.625%
HK$6,115
+HK$351/mo
Deposit HK$793K · loan HK$1.19M · min. income ≈ HK$11,528/mo (50% DSR)
Upfront cash ≈ HK$793K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,034
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,196
−HK$164/mo
Today · 4.125%
HK$6,360
baseline
▲ 0.50% · 4.625%
HK$6,696
+HK$336/mo
Deposit HK$793K · loan HK$1.19M · min. income ≈ HK$12,720/mo (50% DSR)
Upfront cash ≈ HK$793K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,876
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,059
−HK$186/mo
Today · 4.125%
HK$6,245
baseline
▲ 0.50% · 4.625%
HK$6,625
+HK$380/mo
Deposit HK$694K · loan HK$1.29M · min. income ≈ HK$12,490/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,537
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,713
−HK$177/mo
Today · 4.125%
HK$6,890
baseline
▲ 0.50% · 4.625%
HK$7,254
+HK$364/mo
Deposit HK$694K · loan HK$1.29M · min. income ≈ HK$13,780/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,328
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,525
−HK$200/mo
Today · 4.125%
HK$6,725
baseline
▲ 0.50% · 4.625%
HK$7,134
+HK$409/mo
Deposit HK$595K · loan HK$1.39M · min. income ≈ HK$13,450/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,040
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,229
−HK$192/mo
Today · 4.125%
HK$7,421
baseline
▲ 0.50% · 4.625%
HK$7,812
+HK$391/mo
Deposit HK$595K · loan HK$1.39M · min. income ≈ HK$14,842/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,780
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,991
−HK$214/mo
Today · 4.125%
HK$7,205
baseline
▲ 0.50% · 4.625%
HK$7,644
+HK$439/mo
Deposit HK$496K · loan HK$1.49M · min. income ≈ HK$14,410/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,543
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,745
−HK$206/mo
Today · 4.125%
HK$7,951
baseline
▲ 0.50% · 4.625%
HK$8,370
+HK$419/mo
Deposit HK$496K · loan HK$1.49M · min. income ≈ HK$15,902/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,232
−HK$454/mo
▼ 0.25% · 3.875%
HK$7,457
−HK$229/mo
Today · 4.125%
HK$7,686
baseline
▲ 0.50% · 4.625%
HK$8,154
+HK$468/mo
Deposit HK$396K · loan HK$1.59M · min. income ≈ HK$15,372/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,046
−HK$435/mo
▼ 0.25% · 3.875%
HK$8,262
−HK$219/mo
Today · 4.125%
HK$8,481
baseline
▲ 0.50% · 4.625%
HK$8,928
+HK$447/mo
Deposit HK$396K · loan HK$1.59M · min. income ≈ HK$16,962/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,684
−HK$482/mo
▼ 0.25% · 3.875%
HK$7,923
−HK$243/mo
Today · 4.125%
HK$8,166
baseline
▲ 0.50% · 4.625%
HK$8,663
+HK$497/mo
Deposit HK$297K · loan HK$1.68M · min. income ≈ HK$16,332/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,549
−HK$462/mo
▼ 0.25% · 3.875%
HK$8,778
−HK$233/mo
Today · 4.125%
HK$9,011
baseline
▲ 0.50% · 4.625%
HK$9,486
+HK$475/mo
Deposit HK$297K · loan HK$1.68M · min. income ≈ HK$18,022/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,136
−HK$511/mo
▼ 0.25% · 3.875%
HK$8,389
−HK$258/mo
Today · 4.125%
HK$8,647
baseline
▲ 0.50% · 4.625%
HK$9,173
+HK$526/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$17,294/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,052
−HK$489/mo
▼ 0.25% · 3.875%
HK$9,294
−HK$247/mo
Today · 4.125%
HK$9,541
baseline
▲ 0.50% · 4.625%
HK$10,044
+HK$503/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$19,082/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).