▼ 0.50% · 3.625%
HK$4,497
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,637
−HK$143/mo
Today · 4.125%
HK$4,780
baseline
▲ 0.50% · 4.625%
HK$5,070
+HK$290/mo
Deposit HK$986K · loan HK$986K · min. income ≈ HK$9,560/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,003
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,138
−HK$136/mo
Today · 4.125%
HK$5,274
baseline
▲ 0.50% · 4.625%
HK$5,552
+HK$278/mo
Deposit HK$986K · loan HK$986K · min. income ≈ HK$10,548/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,947
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,101
−HK$156/mo
Today · 4.125%
HK$5,257
baseline
▲ 0.50% · 4.625%
HK$5,577
+HK$320/mo
Deposit HK$888K · loan HK$1.08M · min. income ≈ HK$10,514/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,504
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,651
−HK$150/mo
Today · 4.125%
HK$5,801
baseline
▲ 0.50% · 4.625%
HK$6,107
+HK$306/mo
Deposit HK$888K · loan HK$1.08M · min. income ≈ HK$11,602/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,397
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,565
−HK$170/mo
Today · 4.125%
HK$5,735
baseline
▲ 0.50% · 4.625%
HK$6,084
+HK$349/mo
Deposit HK$789K · loan HK$1.18M · min. income ≈ HK$11,470/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,004
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,165
−HK$163/mo
Today · 4.125%
HK$6,328
baseline
▲ 0.50% · 4.625%
HK$6,662
+HK$334/mo
Deposit HK$789K · loan HK$1.18M · min. income ≈ HK$12,656/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,847
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,029
−HK$184/mo
Today · 4.125%
HK$6,213
baseline
▲ 0.50% · 4.625%
HK$6,591
+HK$378/mo
Deposit HK$690K · loan HK$1.28M · min. income ≈ HK$12,426/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,504
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,679
−HK$177/mo
Today · 4.125%
HK$6,856
baseline
▲ 0.50% · 4.625%
HK$7,217
+HK$361/mo
Deposit HK$690K · loan HK$1.28M · min. income ≈ HK$13,712/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,296
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,492
−HK$199/mo
Today · 4.125%
HK$6,691
baseline
▲ 0.50% · 4.625%
HK$7,098
+HK$407/mo
Deposit HK$592K · loan HK$1.38M · min. income ≈ HK$13,382/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,005
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,193
−HK$190/mo
Today · 4.125%
HK$7,383
baseline
▲ 0.50% · 4.625%
HK$7,772
+HK$389/mo
Deposit HK$592K · loan HK$1.38M · min. income ≈ HK$14,766/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,746
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,956
−HK$213/mo
Today · 4.125%
HK$7,169
baseline
▲ 0.50% · 4.625%
HK$7,606
+HK$437/mo
Deposit HK$493K · loan HK$1.48M · min. income ≈ HK$14,338/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,505
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,706
−HK$205/mo
Today · 4.125%
HK$7,911
baseline
▲ 0.50% · 4.625%
HK$8,328
+HK$417/mo
Deposit HK$493K · loan HK$1.48M · min. income ≈ HK$15,822/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,196
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,420
−HK$227/mo
Today · 4.125%
HK$7,647
baseline
▲ 0.50% · 4.625%
HK$8,113
+HK$466/mo
Deposit HK$394K · loan HK$1.58M · min. income ≈ HK$15,294/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,005
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,220
−HK$218/mo
Today · 4.125%
HK$8,438
baseline
▲ 0.50% · 4.625%
HK$8,883
+HK$445/mo
Deposit HK$394K · loan HK$1.58M · min. income ≈ HK$16,876/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,646
−HK$479/mo
▼ 0.25% · 3.875%
HK$7,884
−HK$241/mo
Today · 4.125%
HK$8,125
baseline
▲ 0.50% · 4.625%
HK$8,620
+HK$495/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$16,250/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,506
−HK$459/mo
▼ 0.25% · 3.875%
HK$8,734
−HK$231/mo
Today · 4.125%
HK$8,965
baseline
▲ 0.50% · 4.625%
HK$9,438
+HK$473/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$17,930/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,095
−HK$508/mo
▼ 0.25% · 3.875%
HK$8,347
−HK$256/mo
Today · 4.125%
HK$8,603
baseline
▲ 0.50% · 4.625%
HK$9,127
+HK$524/mo
Deposit HK$197K · loan HK$1.78M · min. income ≈ HK$17,206/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,006
−HK$487/mo
▼ 0.25% · 3.875%
HK$9,248
−HK$245/mo
Today · 4.125%
HK$9,493
baseline
▲ 0.50% · 4.625%
HK$9,993
+HK$500/mo
Deposit HK$197K · loan HK$1.78M · min. income ≈ HK$18,986/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).