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Crescira AVM · estimated value Medium confidence
HK$10.18M
≈ HK$10,328 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.05M, with repayments around HK$34,546/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$32,508
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,519
−HK$1,027/mo
Today · 4.125%
HK$34,546
baseline
▲ 0.50% · 4.625%
HK$36,648
+HK$2,102/mo

Deposit HK$3.05M · loan HK$7.13M · min. income ≈ HK$69,092/mo (50% DSR)

Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$381,860 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
A
Saleable Area
986 ft²
Gross Area
1,163 ft²
Efficiency
85%
District
Tai Po District · New Territories East
School net (POA)
84

Transaction History

Date Price Gain / loss
2021-06-16 HK$12.39M +28.1%
4.1y
2017-05-15 HK$9.67M +48.8%
5.7y
2011-08-22 HK$6.50M +31.3%
2005-05-04 HK$4.95M +58.1%
2002-04-11 HK$3.13M −27.0%
1995-12-16 HK$4.29M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Wo
≈ 9 min walk · 646 m
Education
14
schools within 1 km (5 within 500 m)
Daily convenience
5
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
21
parks, libraries, sports within 1 km

Family-friendly — 14 schools within a 1 km walk.

Everyday convenience — 5 shopping and daily-needs spots nearby.

Green space & leisure — 21 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com