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Crescira AVM · estimated value Medium confidence
HK$10.81M
≈ HK$9,960 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.24M, with repayments around HK$36,661/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$34,498
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,571
−HK$1,090/mo
Today · 4.125%
HK$36,661
baseline
▲ 0.50% · 4.625%
HK$38,892
+HK$2,231/mo

Deposit HK$3.24M · loan HK$7.56M · min. income ≈ HK$73,322/mo (50% DSR)

Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$405,236 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
B
Saleable Area
1,085 ft²
Gross Area
1,315 ft²
Efficiency
83%
District
Tai Po District · New Territories East
School net (POA)
84

Transaction History

Date Price Gain / loss
2006-11-04 HK$5.20M −2.4%
2006-04-04 HK$5.33M +52.3%
2002-01-29 HK$3.50M −57.8%
1997-02-13 HK$8.30M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Wo
≈ 9 min walk · 646 m
Education
14
schools within 1 km (5 within 500 m)
Daily convenience
5
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
21
parks, libraries, sports within 1 km

Family-friendly — 14 schools within a 1 km walk.

Everyday convenience — 5 shopping and daily-needs spots nearby.

Green space & leisure — 21 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com