▼ 0.50% · 3.625%
HK$17,104
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,636
−HK$541/mo
Today · 4.125%
HK$18,177
baseline
▲ 0.50% · 4.625%
HK$19,283
+HK$1,106/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,354/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,028
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,539
−HK$518/mo
Today · 4.125%
HK$20,057
baseline
▲ 0.50% · 4.625%
HK$21,114
+HK$1,057/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,114/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,815
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,400
−HK$595/mo
Today · 4.125%
HK$19,995
baseline
▲ 0.50% · 4.625%
HK$21,211
+HK$1,216/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$39,990/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,931
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,493
−HK$569/mo
Today · 4.125%
HK$22,062
baseline
▲ 0.50% · 4.625%
HK$23,225
+HK$1,163/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$44,124/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,525
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,164
−HK$648/mo
Today · 4.125%
HK$21,812
baseline
▲ 0.50% · 4.625%
HK$23,140
+HK$1,328/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,624/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,834
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,447
−HK$621/mo
Today · 4.125%
HK$24,068
baseline
▲ 0.50% · 4.625%
HK$25,336
+HK$1,268/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,136/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,236
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,927
−HK$703/mo
Today · 4.125%
HK$23,630
baseline
▲ 0.50% · 4.625%
HK$25,068
+HK$1,438/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$47,260/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,737
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,400
−HK$673/mo
Today · 4.125%
HK$26,073
baseline
▲ 0.50% · 4.625%
HK$27,448
+HK$1,375/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$52,146/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,946
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,691
−HK$757/mo
Today · 4.125%
HK$25,448
baseline
▲ 0.50% · 4.625%
HK$26,996
+HK$1,548/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,896/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,640
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,354
−HK$725/mo
Today · 4.125%
HK$28,079
baseline
▲ 0.50% · 4.625%
HK$29,559
+HK$1,480/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,158/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,657
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,455
−HK$810/mo
Today · 4.125%
HK$27,265
baseline
▲ 0.50% · 4.625%
HK$28,925
+HK$1,660/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$54,530/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,543
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,308
−HK$777/mo
Today · 4.125%
HK$30,085
baseline
▲ 0.50% · 4.625%
HK$31,671
+HK$1,586/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$60,170/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,367
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,218
−HK$865/mo
Today · 4.125%
HK$29,083
baseline
▲ 0.50% · 4.625%
HK$30,853
+HK$1,770/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$58,166/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,446
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,262
−HK$828/mo
Today · 4.125%
HK$32,090
baseline
▲ 0.50% · 4.625%
HK$33,782
+HK$1,692/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$64,180/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,077
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,982
−HK$919/mo
Today · 4.125%
HK$30,901
baseline
▲ 0.50% · 4.625%
HK$32,781
+HK$1,880/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$61,802/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,348
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,216
−HK$880/mo
Today · 4.125%
HK$34,096
baseline
▲ 0.50% · 4.625%
HK$35,893
+HK$1,797/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$68,192/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,788
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,746
−HK$973/mo
Today · 4.125%
HK$32,719
baseline
▲ 0.50% · 4.625%
HK$34,709
+HK$1,990/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$65,438/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$225,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,251
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,170
−HK$932/mo
Today · 4.125%
HK$36,102
baseline
▲ 0.50% · 4.625%
HK$38,005
+HK$1,903/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$72,204/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$225,033 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).