▼ 0.50% · 3.625%
HK$22,521
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,221
−HK$712/mo
Today · 4.125%
HK$23,933
baseline
▲ 0.50% · 4.625%
HK$25,389
+HK$1,456/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,866/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$357,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,054
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,726
−HK$681/mo
Today · 4.125%
HK$26,407
baseline
▲ 0.50% · 4.625%
HK$27,799
+HK$1,392/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,814/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$357,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,773
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,543
−HK$783/mo
Today · 4.125%
HK$26,326
baseline
▲ 0.50% · 4.625%
HK$27,928
+HK$1,602/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$52,652/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,559
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,298
−HK$750/mo
Today · 4.125%
HK$29,048
baseline
▲ 0.50% · 4.625%
HK$30,579
+HK$1,531/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$58,096/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,025
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,865
−HK$854/mo
Today · 4.125%
HK$28,719
baseline
▲ 0.50% · 4.625%
HK$30,467
+HK$1,748/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$57,438/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,065
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,871
−HK$818/mo
Today · 4.125%
HK$31,689
baseline
▲ 0.50% · 4.625%
HK$33,359
+HK$1,670/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$63,378/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,277
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,187
−HK$926/mo
Today · 4.125%
HK$31,113
baseline
▲ 0.50% · 4.625%
HK$33,006
+HK$1,893/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$62,226/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$357,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,570
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,444
−HK$886/mo
Today · 4.125%
HK$34,330
baseline
▲ 0.50% · 4.625%
HK$36,139
+HK$1,809/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$68,660/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$357,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,529
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,510
−HK$996/mo
Today · 4.125%
HK$33,506
baseline
▲ 0.50% · 4.625%
HK$35,545
+HK$2,039/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$67,012/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,075
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,016
−HK$954/mo
Today · 4.125%
HK$36,970
baseline
▲ 0.50% · 4.625%
HK$38,919
+HK$1,949/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,940/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,781
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,832
−HK$1,067/mo
Today · 4.125%
HK$35,899
baseline
▲ 0.50% · 4.625%
HK$38,084
+HK$2,185/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$71,798/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,581
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,589
−HK$1,022/mo
Today · 4.125%
HK$39,611
baseline
▲ 0.50% · 4.625%
HK$41,699
+HK$2,088/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$79,222/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,033
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,154
−HK$1,138/mo
Today · 4.125%
HK$38,292
baseline
▲ 0.50% · 4.625%
HK$40,622
+HK$2,330/mo
Deposit HK$1.98M · loan HK$7.90M · min. income ≈ HK$76,584/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,086
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,161
−HK$1,091/mo
Today · 4.125%
HK$42,252
baseline
▲ 0.50% · 4.625%
HK$44,479
+HK$2,227/mo
Deposit HK$1.98M · loan HK$7.90M · min. income ≈ HK$84,504/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,285
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,476
−HK$1,210/mo
Today · 4.125%
HK$40,686
baseline
▲ 0.50% · 4.625%
HK$43,161
+HK$2,475/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$81,372/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,592
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,734
−HK$1,159/mo
Today · 4.125%
HK$44,893
baseline
▲ 0.50% · 4.625%
HK$47,259
+HK$2,366/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$89,786/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,537
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,798
−HK$1,281/mo
Today · 4.125%
HK$43,079
baseline
▲ 0.50% · 4.625%
HK$45,700
+HK$2,621/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$86,158/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$357,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,097
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,306
−HK$1,227/mo
Today · 4.125%
HK$47,533
baseline
▲ 0.50% · 4.625%
HK$50,039
+HK$2,506/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$95,066/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$357,633 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).