▼ 0.50% · 3.625%
HK$22,757
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,465
−HK$719/mo
Today · 4.125%
HK$24,184
baseline
▲ 0.50% · 4.625%
HK$25,656
+HK$1,472/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,368/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,317
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$25,996
−HK$689/mo
Today · 4.125%
HK$26,685
baseline
▲ 0.50% · 4.625%
HK$28,091
+HK$1,406/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,370/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,033
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,811
−HK$792/mo
Today · 4.125%
HK$26,603
baseline
▲ 0.50% · 4.625%
HK$28,221
+HK$1,618/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,206/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,849
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,596
−HK$757/mo
Today · 4.125%
HK$29,353
baseline
▲ 0.50% · 4.625%
HK$30,901
+HK$1,548/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,706/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,308
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,158
−HK$863/mo
Today · 4.125%
HK$29,021
baseline
▲ 0.50% · 4.625%
HK$30,787
+HK$1,766/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,042/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,380
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,195
−HK$827/mo
Today · 4.125%
HK$32,022
baseline
▲ 0.50% · 4.625%
HK$33,710
+HK$1,688/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,044/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,584
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,504
−HK$935/mo
Today · 4.125%
HK$31,439
baseline
▲ 0.50% · 4.625%
HK$33,352
+HK$1,913/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$62,878/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,912
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,795
−HK$895/mo
Today · 4.125%
HK$34,690
baseline
▲ 0.50% · 4.625%
HK$36,519
+HK$1,829/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$69,380/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,860
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,851
−HK$1,007/mo
Today · 4.125%
HK$33,858
baseline
▲ 0.50% · 4.625%
HK$35,918
+HK$2,060/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$67,716/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,444
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,394
−HK$965/mo
Today · 4.125%
HK$37,359
baseline
▲ 0.50% · 4.625%
HK$39,328
+HK$1,969/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$74,718/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,136
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,197
−HK$1,079/mo
Today · 4.125%
HK$36,276
baseline
▲ 0.50% · 4.625%
HK$38,484
+HK$2,208/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,552/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,976
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,994
−HK$1,033/mo
Today · 4.125%
HK$40,027
baseline
▲ 0.50% · 4.625%
HK$42,137
+HK$2,110/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,054/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,411
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,544
−HK$1,151/mo
Today · 4.125%
HK$38,695
baseline
▲ 0.50% · 4.625%
HK$41,049
+HK$2,354/mo
Deposit HK$2.00M · loan HK$7.98M · min. income ≈ HK$77,390/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$368,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,507
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,594
−HK$1,102/mo
Today · 4.125%
HK$42,696
baseline
▲ 0.50% · 4.625%
HK$44,946
+HK$2,250/mo
Deposit HK$2.00M · loan HK$7.98M · min. income ≈ HK$85,392/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$368,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,687
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,890
−HK$1,223/mo
Today · 4.125%
HK$41,113
baseline
▲ 0.50% · 4.625%
HK$43,615
+HK$2,502/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$82,226/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,039
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,193
−HK$1,171/mo
Today · 4.125%
HK$45,364
baseline
▲ 0.50% · 4.625%
HK$47,755
+HK$2,391/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$90,728/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,963
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,237
−HK$1,294/mo
Today · 4.125%
HK$43,531
baseline
▲ 0.50% · 4.625%
HK$46,180
+HK$2,649/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$87,062/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,571
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,793
−HK$1,240/mo
Today · 4.125%
HK$48,033
baseline
▲ 0.50% · 4.625%
HK$50,565
+HK$2,532/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$96,066/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,005 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).