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Crescira AVM · estimated value Medium confidence
HK$10.26M
≈ HK$10,208 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.08M, with repayments around HK$34,804/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$32,750
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,769
−HK$1,035/mo
Today · 4.125%
HK$34,804
baseline
▲ 0.50% · 4.625%
HK$36,921
+HK$2,117/mo

Deposit HK$3.08M · loan HK$7.18M · min. income ≈ HK$69,608/mo (50% DSR)

Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$384,707 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
4/F
Flat
D
Saleable Area
1,005 ft²
Gross Area
1,183 ft²
Efficiency
85%
District
Tai Po District · New Territories East
School net (POA)
84

Transaction History

Date Price Gain / loss
2025-10-31 HK$9.00M +51.8%
28.9y
1996-12-21 HK$5.93M +4.4%
1996-10-04 HK$5.68M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Wo
≈ 9 min walk · 646 m
Education
14
schools within 1 km (5 within 500 m)
Daily convenience
5
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
21
parks, libraries, sports within 1 km

Family-friendly — 14 schools within a 1 km walk.

Everyday convenience — 5 shopping and daily-needs spots nearby.

Green space & leisure — 21 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com