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At today's rate and a 90% mortgage, the deposit on this unit is about HK$894K, with repayments around HK$38,990/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$894K · loan HK$8.04M · min. income ≈ HK$77,980/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,164 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 14 schools within a 1 km walk.
Everyday convenience — 6 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 26 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- A
- Saleable Area
- 1,020 Saleable ft²
- Gross Area
- 1,185 ft²
- Efficiency
- 86%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-22 | HK$10.80M | +35.0% 0.3y |
| 2026-01-22 | HK$8.00M | +24.0% 14.8y · 2.0%/yr |
| 2011-05-11 | HK$6.45M | +42.7% |
| 2009-03-31 | HK$4.52M | +25.6% |
| 2004-03-03 | HK$3.60M | −18.6% |
| 1996-02-24 | HK$4.42M | — |