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At today's rate and a 90% mortgage, the deposit on this unit is about HK$276K, with repayments around HK$12,032/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$276K · loan HK$2.48M · min. income ≈ HK$24,064/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Tai Po Market Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- A
- Saleable Area
- 251 Saleable ft²
- Gross Area
- 413 ft²
- Efficiency
- 61%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-15 | HK$3.75M | +23.0% 3.4y · 7.0%/yr |
| 2017-11-06 | HK$3.05M | +43.9% 3.9y · 11.0%/yr |
| 2013-12-06 | HK$2.12M | +125.5% |
| 2009-12-28 | HK$940K | +13.3% |
| 2008-03-12 | HK$830K | — |