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20/F 4

in Plover Cove Garden Block C

Tai Po District · New Territories East

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1/F 2 505 ft² 1/F 3 505 ft² 1/F 5 343 ft² 2/F 1 343 ft² 2/F 5 347 ft² 2/F 7 498 ft² 2/F 8 343 ft² 2/F 2 505 ft² 2/F 6 505 ft² 3/F 1 343 ft² 3/F 2 498 ft² 3/F 7 498 ft² 3/F 4 343 ft² 3/F 5 343 ft² 4/F 1 347 ft² 4/F 3 505 ft² 4/F 5 347 ft² 4/F 6 505 ft² 4/F 7 505 ft² 5/F 4 343 ft² 5/F 5 343 ft² 5/F 6 505 ft² 5/F 8 347 ft² 5/F 1 343 ft² 5/F 2 505 ft² 5/F 3 505 ft² 6/F 4 347 ft² 6/F 6 505 ft² 6/F 7 498 ft² 6/F 1 343 ft² 6/F 3 505 ft² 6/F 8 343 ft² 7/F 2 505 ft² 7/F 3 498 ft² 7/F 4 343 ft² 7/F 1 343 ft² 7/F 5 347 ft² 7/F 8 343 ft² 8/F 2 498 ft² 8/F 4 343 ft² 8/F 6 505 ft² 8/F 7 498 ft² 8/F 1 343 ft² 8/F 3 505 ft² 8/F 8 343 ft² 9/F 3 498 ft² 9/F 8 343 ft² 9/F 1 343 ft² 9/F 5 343 ft² 9/F 6 505 ft² 10/F 1 347 ft² 10/F 2 498 ft² 10/F 8 347 ft² 10/F 4 343 ft² 10/F 5 343 ft² 10/F 6 505 ft² 11/F 3 505 ft² 11/F 4 343 ft² 11/F 6 498 ft² 11/F 8 343 ft² 11/F 2 505 ft² 11/F 7 505 ft² 12/F 2 505 ft² 12/F 4 343 ft² 12/F 5 343 ft² 12/F 7 505 ft² 13/F 1 347 ft² 13/F 3 505 ft² 13/F 5 343 ft² 13/F 6 505 ft² 13/F 7 498 ft² 13/F 8 343 ft² 13/F 4 343 ft² 14/F 3 498 ft² 14/F 4 347 ft² 14/F 7 505 ft² 14/F 6 505 ft² 15/F 3 498 ft² 15/F 4 343 ft² 15/F 5 347 ft² 15/F 7 498 ft² 15/F 8 347 ft² 15/F 2 505 ft² 15/F 6 505 ft² 16/F 3 498 ft² 16/F 5 343 ft² 16/F 6 505 ft² 16/F 7 505 ft² 16/F 8 343 ft² 16/F 2 505 ft² 16/F 4 343 ft² 17/F 4 343 ft² 17/F 5 343 ft² 17/F 8 343 ft² 17/F 1 343 ft² 17/F 2 505 ft² 18/F 2 498 ft² 18/F 3 498 ft² 18/F 4 343 ft² 18/F 5 343 ft² 18/F 6 505 ft² 18/F 7 505 ft² 18/F 8 347 ft² 19/F 3 498 ft² 19/F 4 347 ft² 19/F 5 347 ft² 19/F 7 498 ft² 19/F 8 343 ft² 20/F 1 343 ft² 20/F 7 505 ft² 20/F 2 505 ft² 20/F 3 505 ft² 20/F 4 343 ft² 20/F 5 343 ft² 20/F 8 343 ft²
Crescira AVM · estimated value Medium confidence
HK$4.12M
≈ HK$12,017 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$412K, with repayments around HK$17,978/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$16,917
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$17,444
−HK$534/mo
Today · 4.125%
HK$17,978
baseline
▲ 0.50% · 4.625%
HK$19,072
+HK$1,094/mo

Deposit HK$412K · loan HK$3.71M · min. income ≈ HK$35,956/mo (50% DSR)

Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$24,444 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
20/F
Flat
4
Saleable Area
343 ft²
Gross Area
428 ft²
Efficiency
80%
District
Tai Po District · New Territories East
School net (POA)
84

Transaction History

Date Price Gain / loss
2021-12-01 HK$5.25M +56.2%
7.6y
2014-04-30 HK$3.36M +110.0%
2009-08-27 HK$1.60M +17.6%
2009-05-04 HK$1.36M +7.1%
2008-11-25 HK$1.27M +5.8%
2007-04-26 HK$1.20M +7.1%
2001-07-12 HK$1.12M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Po Market
≈ 7 min walk · 558 m
Education
61
schools within 1 km (15 within 500 m)
Daily convenience
47
within 1 km (22 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
54
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Tai Po Market Station (a rail station within an 8-min walk earns this label).

Family-friendly — 61 schools within a 1 km walk.

Everyday convenience — 47 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 54 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com