▼ 0.50% · 3.625%
HK$4,660
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,805
−HK$148/mo
Today · 4.125%
HK$4,953
baseline
▲ 0.50% · 4.625%
HK$5,254
+HK$301/mo
Deposit HK$1.02M · loan HK$1.02M · min. income ≈ HK$9,906/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,185
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,324
−HK$141/mo
Today · 4.125%
HK$5,465
baseline
▲ 0.50% · 4.625%
HK$5,753
+HK$288/mo
Deposit HK$1.02M · loan HK$1.02M · min. income ≈ HK$10,930/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,126
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,286
−HK$162/mo
Today · 4.125%
HK$5,448
baseline
▲ 0.50% · 4.625%
HK$5,779
+HK$331/mo
Deposit HK$920K · loan HK$1.12M · min. income ≈ HK$10,896/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,703
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,856
−HK$155/mo
Today · 4.125%
HK$6,011
baseline
▲ 0.50% · 4.625%
HK$6,328
+HK$317/mo
Deposit HK$920K · loan HK$1.12M · min. income ≈ HK$12,022/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,592
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,766
−HK$177/mo
Today · 4.125%
HK$5,943
baseline
▲ 0.50% · 4.625%
HK$6,305
+HK$362/mo
Deposit HK$818K · loan HK$1.23M · min. income ≈ HK$11,886/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,221
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,388
−HK$170/mo
Today · 4.125%
HK$6,558
baseline
▲ 0.50% · 4.625%
HK$6,903
+HK$345/mo
Deposit HK$818K · loan HK$1.23M · min. income ≈ HK$13,116/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,058
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,247
−HK$191/mo
Today · 4.125%
HK$6,438
baseline
▲ 0.50% · 4.625%
HK$6,830
+HK$392/mo
Deposit HK$715K · loan HK$1.33M · min. income ≈ HK$12,876/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,740
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,921
−HK$183/mo
Today · 4.125%
HK$7,104
baseline
▲ 0.50% · 4.625%
HK$7,478
+HK$374/mo
Deposit HK$715K · loan HK$1.33M · min. income ≈ HK$14,208/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,524
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,727
−HK$207/mo
Today · 4.125%
HK$6,934
baseline
▲ 0.50% · 4.625%
HK$7,355
+HK$421/mo
Deposit HK$613K · loan HK$1.43M · min. income ≈ HK$13,868/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,258
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,453
−HK$197/mo
Today · 4.125%
HK$7,650
baseline
▲ 0.50% · 4.625%
HK$8,054
+HK$404/mo
Deposit HK$613K · loan HK$1.43M · min. income ≈ HK$15,300/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,990
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,208
−HK$221/mo
Today · 4.125%
HK$7,429
baseline
▲ 0.50% · 4.625%
HK$7,881
+HK$452/mo
Deposit HK$511K · loan HK$1.53M · min. income ≈ HK$14,858/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,777
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,985
−HK$212/mo
Today · 4.125%
HK$8,197
baseline
▲ 0.50% · 4.625%
HK$8,629
+HK$432/mo
Deposit HK$511K · loan HK$1.53M · min. income ≈ HK$16,394/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,456
−HK$468/mo
▼ 0.25% · 3.875%
HK$7,688
−HK$236/mo
Today · 4.125%
HK$7,924
baseline
▲ 0.50% · 4.625%
HK$8,406
+HK$482/mo
Deposit HK$409K · loan HK$1.64M · min. income ≈ HK$15,848/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,295
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,518
−HK$225/mo
Today · 4.125%
HK$8,743
baseline
▲ 0.50% · 4.625%
HK$9,204
+HK$461/mo
Deposit HK$409K · loan HK$1.64M · min. income ≈ HK$17,486/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,922
−HK$497/mo
▼ 0.25% · 3.875%
HK$8,169
−HK$250/mo
Today · 4.125%
HK$8,419
baseline
▲ 0.50% · 4.625%
HK$8,932
+HK$513/mo
Deposit HK$307K · loan HK$1.74M · min. income ≈ HK$16,838/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,814
−HK$476/mo
▼ 0.25% · 3.875%
HK$9,050
−HK$240/mo
Today · 4.125%
HK$9,290
baseline
▲ 0.50% · 4.625%
HK$9,780
+HK$490/mo
Deposit HK$307K · loan HK$1.74M · min. income ≈ HK$18,580/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,389
−HK$526/mo
▼ 0.25% · 3.875%
HK$8,649
−HK$266/mo
Today · 4.125%
HK$8,915
baseline
▲ 0.50% · 4.625%
HK$9,457
+HK$542/mo
Deposit HK$204K · loan HK$1.84M · min. income ≈ HK$17,830/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,332
−HK$504/mo
▼ 0.25% · 3.875%
HK$9,582
−HK$254/mo
Today · 4.125%
HK$9,836
baseline
▲ 0.50% · 4.625%
HK$10,355
+HK$519/mo
Deposit HK$204K · loan HK$1.84M · min. income ≈ HK$19,672/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).