At today's rate and a 90% mortgage, the deposit on this unit is about HK$322K, with repayments around HK$14,055/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$322K · loan HK$2.90M · min. income ≈ HK$28,110/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- A
- Saleable Area
- 325 Saleable ft²
- Gross Area
- 495 ft²
- Efficiency
- 66%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-11 | HK$3.90M | +46.1% 4.0y · 12.0%/yr |
| 2016-12-08 | HK$2.67M | +84.1% 5.6y · 15.0%/yr |
| 2011-05-16 | HK$1.45M | +17.9% |
| 2010-07-28 | HK$1.23M | +7.0% |
| 2010-05-26 | HK$1.15M | +7.5% |
| 2008-04-24 | HK$1.07M | +21.6% |
| 2008-01-29 | HK$880K | — |