▼ 0.50% · 3.625%
HK$5,025
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,181
−HK$159/mo
Today · 4.125%
HK$5,340
baseline
▲ 0.50% · 4.625%
HK$5,665
+HK$325/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,680/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,590
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,740
−HK$152/mo
Today · 4.125%
HK$5,892
baseline
▲ 0.50% · 4.625%
HK$6,203
+HK$311/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,784/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,527
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,699
−HK$175/mo
Today · 4.125%
HK$5,874
baseline
▲ 0.50% · 4.625%
HK$6,231
+HK$357/mo
Deposit HK$992K · loan HK$1.21M · min. income ≈ HK$11,748/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,149
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,314
−HK$167/mo
Today · 4.125%
HK$6,481
baseline
▲ 0.50% · 4.625%
HK$6,823
+HK$342/mo
Deposit HK$992K · loan HK$1.21M · min. income ≈ HK$12,962/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,030
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,217
−HK$191/mo
Today · 4.125%
HK$6,408
baseline
▲ 0.50% · 4.625%
HK$6,798
+HK$390/mo
Deposit HK$881K · loan HK$1.32M · min. income ≈ HK$12,816/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,708
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,888
−HK$183/mo
Today · 4.125%
HK$7,071
baseline
▲ 0.50% · 4.625%
HK$7,443
+HK$372/mo
Deposit HK$881K · loan HK$1.32M · min. income ≈ HK$14,142/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,532
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,736
−HK$206/mo
Today · 4.125%
HK$6,942
baseline
▲ 0.50% · 4.625%
HK$7,364
+HK$422/mo
Deposit HK$771K · loan HK$1.43M · min. income ≈ HK$13,884/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,267
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,462
−HK$198/mo
Today · 4.125%
HK$7,660
baseline
▲ 0.50% · 4.625%
HK$8,064
+HK$404/mo
Deposit HK$771K · loan HK$1.43M · min. income ≈ HK$15,320/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,035
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,254
−HK$222/mo
Today · 4.125%
HK$7,476
baseline
▲ 0.50% · 4.625%
HK$7,931
+HK$455/mo
Deposit HK$661K · loan HK$1.54M · min. income ≈ HK$14,952/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,826
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,036
−HK$213/mo
Today · 4.125%
HK$8,249
baseline
▲ 0.50% · 4.625%
HK$8,684
+HK$435/mo
Deposit HK$661K · loan HK$1.54M · min. income ≈ HK$16,498/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,537
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,772
−HK$238/mo
Today · 4.125%
HK$8,010
baseline
▲ 0.50% · 4.625%
HK$8,497
+HK$487/mo
Deposit HK$551K · loan HK$1.65M · min. income ≈ HK$16,020/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,385
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,610
−HK$228/mo
Today · 4.125%
HK$8,838
baseline
▲ 0.50% · 4.625%
HK$9,304
+HK$466/mo
Deposit HK$551K · loan HK$1.65M · min. income ≈ HK$17,676/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,040
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,290
−HK$254/mo
Today · 4.125%
HK$8,544
baseline
▲ 0.50% · 4.625%
HK$9,064
+HK$520/mo
Deposit HK$441K · loan HK$1.76M · min. income ≈ HK$17,088/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,944
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,184
−HK$243/mo
Today · 4.125%
HK$9,427
baseline
▲ 0.50% · 4.625%
HK$9,924
+HK$497/mo
Deposit HK$441K · loan HK$1.76M · min. income ≈ HK$18,854/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,542
−HK$536/mo
▼ 0.25% · 3.875%
HK$8,808
−HK$270/mo
Today · 4.125%
HK$9,078
baseline
▲ 0.50% · 4.625%
HK$9,630
+HK$552/mo
Deposit HK$331K · loan HK$1.87M · min. income ≈ HK$18,156/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,503
−HK$514/mo
▼ 0.25% · 3.875%
HK$9,758
−HK$259/mo
Today · 4.125%
HK$10,017
baseline
▲ 0.50% · 4.625%
HK$10,545
+HK$528/mo
Deposit HK$331K · loan HK$1.87M · min. income ≈ HK$20,034/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,045
−HK$567/mo
▼ 0.25% · 3.875%
HK$9,326
−HK$286/mo
Today · 4.125%
HK$9,612
baseline
▲ 0.50% · 4.625%
HK$10,197
+HK$585/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,224/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,062
−HK$544/mo
▼ 0.25% · 3.875%
HK$10,332
−HK$274/mo
Today · 4.125%
HK$10,606
baseline
▲ 0.50% · 4.625%
HK$11,165
+HK$559/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,212/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).