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At today's rate and a 90% mortgage, the deposit on this unit is about HK$409K, with repayments around HK$17,857/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$35,714/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$18,859 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Shek Mun Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- G
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 83%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-25 | HK$6.08M | +1.3% 3.1y · 0.0%/yr |
| 2018-08-07 | HK$6.00M | +197.0% 7.9y · 25.0%/yr |
| 2010-09-06 | HK$2.02M | +34.7% |
| 2007-12-14 | HK$1.50M | +19.0% |
| 2007-05-25 | HK$1.26M | −8.7% |
| 1999-05-27 | HK$1.38M | — |