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At today's rate and a 90% mortgage, the deposit on this unit is about HK$373K, with repayments around HK$16,261/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$373K · loan HK$3.36M · min. income ≈ HK$32,522/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Sha Tin Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- D
- Saleable Area
- 301 Saleable ft²
- Gross Area
- 377 ft²
- Efficiency
- 80%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-12 | HK$5.44M | +23.9% 4.9y · 5.0%/yr |
| 2015-07-29 | HK$4.39M | +65.0% |
| 2012-05-29 | HK$2.66M | +107.8% |
| 2009-01-09 | HK$1.28M | +4.9% |
| 2008-10-17 | HK$1.22M | +4.3% |
| 2007-01-24 | HK$1.17M | +17.0% |
| 2006-12-02 | HK$1.00M | −51.9% |
| 1997-07-10 | HK$2.08M | +82.5% |
| 1995-11-07 | HK$1.14M | — |