4/F E

in LUCKY PLAZA CHUNG LAM COURT (BLOCK B1)

Sha Tin District · New Territories East

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Floor

1/F A 505 ft² 1/F B 505 ft² 1/F C 443 ft² 1/F E 348 ft² 1/F F 334 ft² 1/F G 326 ft² 1/F H 326 ft² 2/F A 505 ft² 2/F C 443 ft² 2/F D 443 ft² 2/F E 348 ft² 2/F F 334 ft² 2/F G 326 ft² 3/F A 505 ft² 3/F B 505 ft² 3/F C 446 ft² 3/F E 348 ft² 3/F F 334 ft² 3/F G 326 ft² 3/F H 326 ft² 4/F C 446 ft² 4/F D 440 ft² 4/F E 348 ft² 4/F F 334 ft² 4/F G 326 ft² 5/F A 505 ft² 5/F B 505 ft² 5/F C 443 ft² 5/F D 443 ft² 5/F E 341 ft² 5/F F 334 ft² 5/F G 326 ft² 5/F H 326 ft² 6/F C 446 ft² 6/F D 443 ft² 6/F E 348 ft² 6/F F 334 ft² 6/F G 326 ft² 6/F H 331 ft² 7/F A 505 ft² 7/F D 443 ft² 7/F E 348 ft² 7/F F 334 ft² 7/F H 326 ft² 8/F B 505 ft² 8/F E 348 ft² 8/F F 334 ft² 8/F G 326 ft² 9/F A 505 ft² 9/F C 443 ft² 9/F D 443 ft² 9/F E 348 ft² 9/F F 334 ft² 9/F G 326 ft² 9/F H 326 ft² 10/F A 505 ft² 10/F C 443 ft² 10/F E 341 ft² 10/F F 334 ft² 10/F G 326 ft² 11/F C 446 ft² 11/F D 443 ft² 11/F E 341 ft² 11/F F 334 ft² 11/F G 326 ft² 11/F H 326 ft² 12/F C 443 ft² 12/F D 443 ft² 12/F E 348 ft² 12/F F 334 ft² 12/F H 326 ft² 13/F A 505 ft² 13/F B 505 ft² 13/F C 443 ft² 13/F D 443 ft² 13/F E 348 ft² 13/F F 334 ft² 13/F G 326 ft² 13/F H 331 ft² 14/F D 443 ft² 14/F E 348 ft² 14/F G 326 ft² 15/F A 505 ft² 15/F C 443 ft² 15/F E 341 ft² 15/F F 334 ft² 15/F H 331 ft² 16/F C 443 ft² 16/F D 443 ft² 16/F E 348 ft² 16/F F 334 ft² 16/F G 326 ft² 16/F H 326 ft² 17/F A 505 ft² 17/F B 505 ft² 17/F D 443 ft² 17/F E 348 ft² 17/F F 334 ft² 17/F G 326 ft² 17/F H 326 ft² 18/F A 505 ft² 18/F C 443 ft² 18/F D 443 ft² 18/F F 334 ft² 18/F G 326 ft² 18/F H 326 ft² 19/F A 505 ft² 19/F B 505 ft² 19/F D 443 ft² 19/F E 348 ft² 19/F H 326 ft² 20/F D 443 ft² 20/F E 348 ft² 20/F F 328 ft² 20/F G 326 ft² 20/F H 326 ft² 21/F B 510 ft² 21/F C 443 ft² 21/F D 443 ft² 21/F E 348 ft² 21/F F 334 ft² 21/F G 326 ft² 21/F H 326 ft² 22/F A 505 ft² 22/F B 505 ft² 22/F C 391 ft² 22/F D 356 ft² 22/F F 334 ft² 22/F H 326 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.00M

≈ HK$11,481 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$400K, with repayments around HK$17,427/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$16,399

−HK$1,028/mo

▼ 0.25% · 3.875%

HK$16,909

−HK$518/mo

Today · 4.125%

HK$17,427

baseline

▲ 0.50% · 4.625%

HK$18,488

+HK$1,061/mo

Deposit HK$400K · loan HK$3.60M · min. income ≈ HK$34,854/mo (50% DSR)

Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Sha Tin

≈ 4 min walk · 310 m

Education

schools within 1 km (11 within 500 m)

Daily convenience

within 1 km (15 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Sha Tin Station.

Family-friendly — 42 schools within a 1 km walk.

Everyday convenience — 35 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 31 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 4/F
Flat: E
Saleable Area: 348 Saleable ft²
Gross Area: 436 ft²
Efficiency: 80%
District: Sha Tin District · New Territories East
School net (POA): 91

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2020-08-24	HK$5.40M	+14.9% 3.3y · 5.0%/yr	HK$15,517	HK$12,385
2017-05-19	HK$4.70M	+39.1% 3.5y · 11.0%/yr	HK$13,506	HK$10,780
2013-12-12	HK$3.38M	+144.9%	HK$9,713	HK$7,752
2007-08-08	HK$1.38M	+7.8%	HK$3,966	HK$3,165
2005-04-15	HK$1.28M	−18.5%	HK$3,678	HK$2,936
1996-06-14	HK$1.57M	—	HK$4,512	HK$3,601

Other appraised units in this building

Data sourced from Renavon.com