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At today's rate and a 90% mortgage, the deposit on this unit is about HK$404K, with repayments around HK$17,638/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$404K · loan HK$3.64M · min. income ≈ HK$35,276/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$8,829 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Sha Tin Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- G
- Saleable Area
- 326 Saleable ft²
- Gross Area
- 416 ft²
- Efficiency
- 78%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-26 | HK$5.60M | +7.9% 3.6y · 2.0%/yr |
| 2018-03-22 | HK$5.19M | +159.5% 7.7y · 21.0%/yr |
| 2010-07-16 | HK$2.00M | +15.6% |
| 2010-02-08 | HK$1.73M | +16.9% |
| 2007-12-24 | HK$1.48M | −10.3% |
| 1996-12-10 | HK$1.65M | — |