Home Sha Tin District Saddle Ridge Garden Block 4

10/F E

Sha Tin District · New Territories East

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Floor

1/F A 592 ft² 1/F D 583 ft² 1/F H 592 ft² 2/F B 591 ft² 2/F D 583 ft² 2/F J 482 ft² 2/F G 592 ft² 3/F A 592 ft² 3/F B 590 ft² 3/F C 592 ft² 3/F J 482 ft² 4/F C 592 ft² 4/F D 583 ft² 4/F H 592 ft² 4/F J 482 ft² 5/F C 592 ft² 5/F D 583 ft² 5/F F 485 ft² 5/F J 482 ft² 6/F D 583 ft² 6/F G 592 ft² 6/F F 484 ft² 7/F F 484 ft² 7/F J 482 ft² 7/F K 431 ft² 8/F B 590 ft² 8/F F 484 ft² 8/F K 431 ft² 9/F H 592 ft² 9/F J 483 ft² 9/F F 484 ft² 10/F E 431 ft² 10/F H 592 ft² 11/F C 592 ft² 11/F G 592 ft² 12/F C 592 ft² 12/F D 583 ft² 12/F E 431 ft² 12/F H 592 ft² 12/F G 592 ft² 13/F B 590 ft² 13/F C 592 ft² 13/F G 592 ft² 13/F A 592 ft² 13/F E 431 ft² 13/F J 482 ft² 14/F B 590 ft² 14/F F 484 ft² 14/F J 483 ft² 14/F C 592 ft² 15/F B 591 ft² 15/F C 592 ft² 15/F G 592 ft² 15/F H 592 ft² 15/F J 483 ft² 16/F D 583 ft² 16/F E 431 ft² 16/F K 431 ft² 16/F B 591 ft² 16/F C 592 ft² 17/F D 583 ft² 17/F A 592 ft² 17/F G 592 ft² 17/F J 482 ft² 18/F E 430 ft² 18/F F 485 ft² 18/F J 483 ft² 18/F K 430 ft² 18/F H 592 ft² 19/F D 583 ft² 19/F E 431 ft² 19/F J 483 ft² 19/F K 430 ft² 19/F A 592 ft² 19/F G 592 ft² 19/F H 592 ft² 20/F A 592 ft² 20/F D 583 ft² 20/F E 431 ft² 20/F H 592 ft² 20/F K 431 ft² 21/F D 583 ft² 21/F G 592 ft² 22/F C 592 ft² 22/F D 583 ft² 22/F E 430 ft² 22/F G 592 ft² 23/F B 591 ft² 23/F H 592 ft² 23/F E 431 ft² 23/F G 592 ft² 23/F J 482 ft² 24/F D 583 ft² 25/F A 592 ft² 25/F C 592 ft² 25/F H 592 ft² 26/F B 591 ft² 26/F K 431 ft² 27/F A 592 ft² 27/F C 592 ft² 27/F K 431 ft² 28/F C 592 ft² 28/F E 431 ft² 28/F A 592 ft² 28/F B 591 ft² 28/F H 592 ft² 28/F J 482 ft² 29/F K 430 ft² 29/F D 583 ft² 30/F C 592 ft² 30/F G 592 ft² 30/F D 583 ft² 30/F E 431 ft² 30/F F 484 ft² 30/F J 482 ft² 31/F F 485 ft² 31/F K 431 ft² 31/F G 592 ft² 32/F C 592 ft² 32/F E 431 ft² 33/F E 431 ft² 33/F J 483 ft² 33/F F 484 ft² 33/F H 592 ft² 34/F A 592 ft² 34/F G 592 ft² 34/F H 592 ft² 34/F J 482 ft² 34/F F 484 ft² 34/F K 431 ft² 35/F K 431 ft² 35/F F 484 ft²

Crescira AVM · estimated value ● Medium confidence

HK$3.50M

≈ HK$8,119 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$350K, with repayments around HK$15,263/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$14,362

−HK$901/mo

▼ 0.25% · 3.875%

HK$14,809

−HK$454/mo

Today · 4.125%

HK$15,263

baseline

▲ 0.50% · 4.625%

HK$16,191

+HK$928/mo

Deposit HK$350K · loan HK$3.15M · min. income ≈ HK$30,526/mo (50% DSR)

Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 10/F
Flat: E
Saleable Area: 431 ft²
Gross Area: 502 ft²
Efficiency: 86%
District: Sha Tin District · New Territories East
School net (POA): 89

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2009-07-29	HK$1.45M	+10.7%	HK$3,364	HK$2,888
2008-01-02	HK$1.31M	+33.7%	HK$3,039	HK$2,610
2004-07-20	HK$980K	−21.6%	HK$2,274	HK$1,952
1999-07-28	HK$1.25M	—	HK$2,900	HK$2,490