Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$497K, with repayments around HK$21,670/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$497K · loan HK$4.47M · min. income ≈ HK$43,340/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$111,780 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 28/F
- Flat
- 7
- Saleable Area
- 321 Saleable ft²
- Gross Area
- 405 ft²
- Efficiency
- 79%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-26 | HK$5.90M | +24.7% 3.3y · 8.0%/yr |
| 2017-02-27 | HK$4.73M | +175.0% 7.7y · 23.0%/yr |
| 2009-06-26 | HK$1.72M | +21.1% |
| 2007-09-28 | HK$1.42M | +6.0% |
| 2004-04-03 | HK$1.34M | +59.5% |
| 2003-08-19 | HK$840K | −55.3% |
| 1996-08-23 | HK$1.88M | — |