Crescira AVM · estimated value
● Medium confidence
HK$11.73M
≈ HK$12,559 / ft² saleable
· updated 2026-08-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.52M, with repayments around HK$39,796/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
70%
Term
▼ 0.50% · 3.625%
HK$37,448
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,613
−HK$1,183/mo
Today · 4.125%
HK$39,796
baseline
▲ 0.50% · 4.625%
HK$42,218
+HK$2,422/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$79,592/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,895 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
Unit Information
- Floor
- 1/F
- Flat
- C2
- Saleable Area
- 934 ft²
- Gross Area
- 1,168 ft²
- Efficiency
- 80%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2009-11-16 | HK$6.94M | −3.6% |
| 1998-08-04 | HK$7.20M | −1.8% |
| 1998-05-20 | HK$7.33M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Racecourse
≈ 8 min walk · 633 m
Education
3
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km
Green space & leisure — 5 parks, libraries and sports venues nearby.
Location
Other appraised units in this building
Data sourced from Renavon.com