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At today's rate and a 90% mortgage, the deposit on this unit is about HK$624K, with repayments around HK$27,220/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$624K · loan HK$5.62M · min. income ≈ HK$54,440/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$159,059 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Racecourse Station Station.
Family-friendly — 13 schools within a 1 km walk.
Everyday convenience — 15 shopping and daily-needs spots nearby.
Green space & leisure — 19 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 33/F
- Flat
- D
- Saleable Area
- 506 Saleable ft²
- Gross Area
- 644 ft²
- Efficiency
- 79%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-30 | HK$6.80M | −1.2% 1.7y · −1.0%/yr |
| 2019-02-28 | HK$6.88M | +32.3% 3.0y · 11.0%/yr |
| 2016-02-16 | HK$5.20M | +108.0% 8.1y · 13.0%/yr |
| 2008-01-04 | HK$2.50M | — |