▼ 0.50% · 3.625%
HK$13,599
−HK$853/mo
▼ 0.25% · 3.875%
HK$14,022
−HK$430/mo
Today · 4.125%
HK$14,452
baseline
▲ 0.50% · 4.625%
HK$15,331
+HK$879/mo
Deposit HK$2.98M · loan HK$2.98M · min. income ≈ HK$28,904/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$134,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,129
−HK$817/mo
▼ 0.25% · 3.875%
HK$15,535
−HK$411/mo
Today · 4.125%
HK$15,946
baseline
▲ 0.50% · 4.625%
HK$16,787
+HK$841/mo
Deposit HK$2.98M · loan HK$2.98M · min. income ≈ HK$31,892/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$134,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,959
−HK$938/mo
▼ 0.25% · 3.875%
HK$15,424
−HK$473/mo
Today · 4.125%
HK$15,897
baseline
▲ 0.50% · 4.625%
HK$16,864
+HK$967/mo
Deposit HK$2.68M · loan HK$3.28M · min. income ≈ HK$31,794/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$134,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,642
−HK$899/mo
▼ 0.25% · 3.875%
HK$17,088
−HK$453/mo
Today · 4.125%
HK$17,541
baseline
▲ 0.50% · 4.625%
HK$18,465
+HK$924/mo
Deposit HK$2.68M · loan HK$3.28M · min. income ≈ HK$35,082/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$134,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,319
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$16,826
−HK$516/mo
Today · 4.125%
HK$17,342
baseline
▲ 0.50% · 4.625%
HK$18,397
+HK$1,055/mo
Deposit HK$2.39M · loan HK$3.58M · min. income ≈ HK$34,684/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$134,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,155
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,641
−HK$494/mo
Today · 4.125%
HK$19,135
baseline
▲ 0.50% · 4.625%
HK$20,144
+HK$1,009/mo
Deposit HK$2.39M · loan HK$3.58M · min. income ≈ HK$38,270/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$134,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,679
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,229
−HK$558/mo
Today · 4.125%
HK$18,787
baseline
▲ 0.50% · 4.625%
HK$19,930
+HK$1,143/mo
Deposit HK$2.09M · loan HK$3.88M · min. income ≈ HK$37,574/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$134,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,667
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,195
−HK$535/mo
Today · 4.125%
HK$20,730
baseline
▲ 0.50% · 4.625%
HK$21,823
+HK$1,093/mo
Deposit HK$2.09M · loan HK$3.88M · min. income ≈ HK$41,460/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$134,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,039
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,631
−HK$602/mo
Today · 4.125%
HK$20,233
baseline
▲ 0.50% · 4.625%
HK$21,464
+HK$1,231/mo
Deposit HK$1.79M · loan HK$4.17M · min. income ≈ HK$40,466/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$134,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,180
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,748
−HK$577/mo
Today · 4.125%
HK$22,325
baseline
▲ 0.50% · 4.625%
HK$23,501
+HK$1,176/mo
Deposit HK$1.79M · loan HK$4.17M · min. income ≈ HK$44,650/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$134,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,399
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,033
−HK$645/mo
Today · 4.125%
HK$21,678
baseline
▲ 0.50% · 4.625%
HK$22,997
+HK$1,319/mo
Deposit HK$1.49M · loan HK$4.47M · min. income ≈ HK$43,356/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$134,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,693
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,302
−HK$617/mo
Today · 4.125%
HK$23,919
baseline
▲ 0.50% · 4.625%
HK$25,180
+HK$1,261/mo
Deposit HK$1.49M · loan HK$4.47M · min. income ≈ HK$47,838/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$134,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,758
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,435
−HK$688/mo
Today · 4.125%
HK$23,123
baseline
▲ 0.50% · 4.625%
HK$24,530
+HK$1,407/mo
Deposit HK$1.19M · loan HK$4.77M · min. income ≈ HK$46,246/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$134,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,206
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,855
−HK$659/mo
Today · 4.125%
HK$25,514
baseline
▲ 0.50% · 4.625%
HK$26,859
+HK$1,345/mo
Deposit HK$1.19M · loan HK$4.77M · min. income ≈ HK$51,028/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$134,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,118
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,837
−HK$731/mo
Today · 4.125%
HK$24,568
baseline
▲ 0.50% · 4.625%
HK$26,063
+HK$1,495/mo
Deposit HK$895K · loan HK$5.07M · min. income ≈ HK$49,136/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$134,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,719
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,409
−HK$699/mo
Today · 4.125%
HK$27,108
baseline
▲ 0.50% · 4.625%
HK$28,537
+HK$1,429/mo
Deposit HK$895K · loan HK$5.07M · min. income ≈ HK$54,216/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$134,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,478
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,240
−HK$773/mo
Today · 4.125%
HK$26,013
baseline
▲ 0.50% · 4.625%
HK$27,596
+HK$1,583/mo
Deposit HK$596K · loan HK$5.37M · min. income ≈ HK$52,026/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$134,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,232
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,962
−HK$741/mo
Today · 4.125%
HK$28,703
baseline
▲ 0.50% · 4.625%
HK$30,216
+HK$1,513/mo
Deposit HK$596K · loan HK$5.37M · min. income ≈ HK$57,406/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$134,186 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).