▼ 0.50% · 3.625%
HK$13,675
−HK$857/mo
▼ 0.25% · 3.875%
HK$14,100
−HK$432/mo
Today · 4.125%
HK$14,532
baseline
▲ 0.50% · 4.625%
HK$15,417
+HK$885/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$29,064/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,213
−HK$822/mo
▼ 0.25% · 3.875%
HK$15,621
−HK$414/mo
Today · 4.125%
HK$16,035
baseline
▲ 0.50% · 4.625%
HK$16,880
+HK$845/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$32,070/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,042
−HK$943/mo
▼ 0.25% · 3.875%
HK$15,510
−HK$475/mo
Today · 4.125%
HK$15,985
baseline
▲ 0.50% · 4.625%
HK$16,958
+HK$973/mo
Deposit HK$2.70M · loan HK$3.30M · min. income ≈ HK$31,970/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$134,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,734
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,183
−HK$455/mo
Today · 4.125%
HK$17,638
baseline
▲ 0.50% · 4.625%
HK$18,568
+HK$930/mo
Deposit HK$2.70M · loan HK$3.30M · min. income ≈ HK$35,276/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$134,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,410
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$16,920
−HK$519/mo
Today · 4.125%
HK$17,439
baseline
▲ 0.50% · 4.625%
HK$18,500
+HK$1,061/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$34,878/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,256
−HK$986/mo
▼ 0.25% · 3.875%
HK$18,745
−HK$497/mo
Today · 4.125%
HK$19,242
baseline
▲ 0.50% · 4.625%
HK$20,256
+HK$1,014/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$38,484/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,777
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,330
−HK$562/mo
Today · 4.125%
HK$18,892
baseline
▲ 0.50% · 4.625%
HK$20,041
+HK$1,149/mo
Deposit HK$2.10M · loan HK$3.90M · min. income ≈ HK$37,784/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$134,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,777
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$20,307
−HK$538/mo
Today · 4.125%
HK$20,845
baseline
▲ 0.50% · 4.625%
HK$21,944
+HK$1,099/mo
Deposit HK$2.10M · loan HK$3.90M · min. income ≈ HK$41,690/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$134,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,145
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,740
−HK$605/mo
Today · 4.125%
HK$20,345
baseline
▲ 0.50% · 4.625%
HK$21,583
+HK$1,238/mo
Deposit HK$1.80M · loan HK$4.20M · min. income ≈ HK$40,690/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,298
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,869
−HK$580/mo
Today · 4.125%
HK$22,449
baseline
▲ 0.50% · 4.625%
HK$23,632
+HK$1,183/mo
Deposit HK$1.80M · loan HK$4.20M · min. income ≈ HK$44,898/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,512
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,150
−HK$648/mo
Today · 4.125%
HK$21,798
baseline
▲ 0.50% · 4.625%
HK$23,125
+HK$1,327/mo
Deposit HK$1.50M · loan HK$4.50M · min. income ≈ HK$43,596/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$134,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,820
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,432
−HK$620/mo
Today · 4.125%
HK$24,052
baseline
▲ 0.50% · 4.625%
HK$25,320
+HK$1,268/mo
Deposit HK$1.50M · loan HK$4.50M · min. income ≈ HK$48,104/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$134,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,880
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,560
−HK$692/mo
Today · 4.125%
HK$23,252
baseline
▲ 0.50% · 4.625%
HK$24,666
+HK$1,414/mo
Deposit HK$1.20M · loan HK$4.80M · min. income ≈ HK$46,504/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$134,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,341
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,994
−HK$662/mo
Today · 4.125%
HK$25,656
baseline
▲ 0.50% · 4.625%
HK$27,008
+HK$1,352/mo
Deposit HK$1.20M · loan HK$4.80M · min. income ≈ HK$51,312/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$134,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,247
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,970
−HK$735/mo
Today · 4.125%
HK$24,705
baseline
▲ 0.50% · 4.625%
HK$26,208
+HK$1,503/mo
Deposit HK$900K · loan HK$5.10M · min. income ≈ HK$49,410/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$134,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,862
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,556
−HK$703/mo
Today · 4.125%
HK$27,259
baseline
▲ 0.50% · 4.625%
HK$28,696
+HK$1,437/mo
Deposit HK$900K · loan HK$5.10M · min. income ≈ HK$54,518/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$134,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,615
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,380
−HK$778/mo
Today · 4.125%
HK$26,158
baseline
▲ 0.50% · 4.625%
HK$27,750
+HK$1,592/mo
Deposit HK$600K · loan HK$5.40M · min. income ≈ HK$52,316/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$134,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,383
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,118
−HK$745/mo
Today · 4.125%
HK$28,863
baseline
▲ 0.50% · 4.625%
HK$30,384
+HK$1,521/mo
Deposit HK$600K · loan HK$5.40M · min. income ≈ HK$57,726/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$134,933 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).