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At today's rate and a 90% mortgage, the deposit on this unit is about HK$576K, with repayments around HK$25,141/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$576K · loan HK$5.19M · min. income ≈ HK$50,282/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$129,688 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Fo Tan Station Station.
Family-friendly — 15 schools within a 1 km walk.
Everyday convenience — 15 shopping and daily-needs spots nearby.
Green space & leisure — 19 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- F
- Saleable Area
- 510 Saleable ft²
- Gross Area
- 653 ft²
- Efficiency
- 78%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-07 | HK$5.96M | −16.1% 4.3y |
| 2022-03-11 | HK$7.10M | −0.7% 3.7y · 0.0%/yr |
| 2018-07-13 | HK$7.15M | +50.8% 3.7y · 14.0%/yr |
| 2014-10-15 | HK$4.74M | +71.7% |
| 2010-09-22 | HK$2.76M | +49.2% |
| 2007-07-05 | HK$1.85M | −42.2% |
| 1997-06-21 | HK$3.20M | — |