Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$375K, with repayments around HK$16,340/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$375K · loan HK$3.37M · min. income ≈ HK$32,680/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Sha Tin Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- F
- Saleable Area
- 297 Saleable ft²
- Gross Area
- 371 ft²
- Efficiency
- 80%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-03-18 | HK$5.47M | +13.3% 4.1y · 3.0%/yr |
| 2018-02-06 | HK$4.83M | +48.6% 4.3y · 11.0%/yr |
| 2013-10-16 | HK$3.25M | +91.2% |
| 2008-04-17 | HK$1.70M | +9.0% |
| 2008-02-20 | HK$1.56M | +30.0% |
| 2005-03-31 | HK$1.20M | — |