Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$456K, with repayments around HK$19,871/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$456K · loan HK$4.10M · min. income ≈ HK$39,742/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$73,069 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Sha Tin Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- C
- Saleable Area
- 347 Saleable ft²
- Gross Area
- 432 ft²
- Efficiency
- 80%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-08-18 | HK$5.16M | +33.7% 3.1y · 11.0%/yr |
| 2014-08-01 | HK$3.86M | +64.3% |
| 2011-02-07 | HK$2.35M | +10.8% |
| 2010-08-20 | HK$2.12M | +21.1% |
| 2008-02-28 | HK$1.75M | +16.7% |
| 2008-01-09 | HK$1.50M | +4.9% |
| 2005-08-01 | HK$1.43M | +43.0% |
| 2003-12-13 | HK$1.00M | +19.0% |
| 2003-04-03 | HK$840K | −31.1% |
| 1998-11-04 | HK$1.22M | — |