▼ 0.50% · 3.625%
HK$21,361
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,025
−HK$676/mo
Today · 4.125%
HK$22,701
baseline
▲ 0.50% · 4.625%
HK$24,082
+HK$1,381/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,402/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,764
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,401
−HK$647/mo
Today · 4.125%
HK$25,048
baseline
▲ 0.50% · 4.625%
HK$26,368
+HK$1,320/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,096/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,497
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,228
−HK$743/mo
Today · 4.125%
HK$24,971
baseline
▲ 0.50% · 4.625%
HK$26,490
+HK$1,519/mo
Deposit HK$4.22M · loan HK$5.15M · min. income ≈ HK$49,942/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,140
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,841
−HK$712/mo
Today · 4.125%
HK$27,553
baseline
▲ 0.50% · 4.625%
HK$29,005
+HK$1,452/mo
Deposit HK$4.22M · loan HK$5.15M · min. income ≈ HK$55,106/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,633
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,431
−HK$810/mo
Today · 4.125%
HK$27,241
baseline
▲ 0.50% · 4.625%
HK$28,898
+HK$1,657/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$54,482/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,517
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,281
−HK$776/mo
Today · 4.125%
HK$30,057
baseline
▲ 0.50% · 4.625%
HK$31,642
+HK$1,585/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$60,114/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,769
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,633
−HK$878/mo
Today · 4.125%
HK$29,511
baseline
▲ 0.50% · 4.625%
HK$31,306
+HK$1,795/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$59,022/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$306,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,893
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,722
−HK$840/mo
Today · 4.125%
HK$32,562
baseline
▲ 0.50% · 4.625%
HK$34,279
+HK$1,717/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$65,124/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$306,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,905
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,836
−HK$945/mo
Today · 4.125%
HK$31,781
baseline
▲ 0.50% · 4.625%
HK$33,714
+HK$1,933/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$63,562/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$306,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,269
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,162
−HK$905/mo
Today · 4.125%
HK$35,067
baseline
▲ 0.50% · 4.625%
HK$36,915
+HK$1,848/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$70,134/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$306,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,041
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,038
−HK$1,013/mo
Today · 4.125%
HK$34,051
baseline
▲ 0.50% · 4.625%
HK$36,123
+HK$2,072/mo
Deposit HK$2.34M · loan HK$7.03M · min. income ≈ HK$68,102/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,646
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,602
−HK$970/mo
Today · 4.125%
HK$37,572
baseline
▲ 0.50% · 4.625%
HK$39,552
+HK$1,980/mo
Deposit HK$2.34M · loan HK$7.03M · min. income ≈ HK$75,144/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,178
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,241
−HK$1,080/mo
Today · 4.125%
HK$36,321
baseline
▲ 0.50% · 4.625%
HK$38,531
+HK$2,210/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$72,642/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,022
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,042
−HK$1,034/mo
Today · 4.125%
HK$40,076
baseline
▲ 0.50% · 4.625%
HK$42,189
+HK$2,113/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$80,152/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,314
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,443
−HK$1,148/mo
Today · 4.125%
HK$38,591
baseline
▲ 0.50% · 4.625%
HK$40,939
+HK$2,348/mo
Deposit HK$1.41M · loan HK$7.96M · min. income ≈ HK$77,182/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,399
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,482
−HK$1,099/mo
Today · 4.125%
HK$42,581
baseline
▲ 0.50% · 4.625%
HK$44,826
+HK$2,245/mo
Deposit HK$1.41M · loan HK$7.96M · min. income ≈ HK$85,162/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,450
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,646
−HK$1,215/mo
Today · 4.125%
HK$40,861
baseline
▲ 0.50% · 4.625%
HK$43,347
+HK$2,486/mo
Deposit HK$937K · loan HK$8.43M · min. income ≈ HK$81,722/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,775
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,922
−HK$1,164/mo
Today · 4.125%
HK$45,086
baseline
▲ 0.50% · 4.625%
HK$47,463
+HK$2,377/mo
Deposit HK$937K · loan HK$8.43M · min. income ≈ HK$90,172/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,781 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).