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At today's rate and a 90% mortgage, the deposit on this unit is about HK$414K, with repayments around HK$18,044/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$414K · loan HK$3.72M · min. income ≈ HK$36,088/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$27,464 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- G
- Saleable Area
- 304 Saleable ft²
- Gross Area
- 410 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-12-31 | HK$4.50M | +12.8% 2.0y · 6.0%/yr |
| 2016-12-21 | HK$3.99M | +83.0% 5.2y · 16.0%/yr |
| 2011-10-11 | HK$2.18M | +120.2% |
| 2004-10-06 | HK$990K | +3.1% |
| 2004-03-25 | HK$960K | −27.8% |
| 1999-01-14 | HK$1.33M | — |