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At today's rate and a 90% mortgage, the deposit on this unit is about HK$481K, with repayments around HK$20,980/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$481K · loan HK$4.33M · min. income ≈ HK$41,960/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$98,500 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- C
- Saleable Area
- 304 Saleable ft²
- Gross Area
- 410 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-05-17 | HK$5.63M | +336.4% 10.6y · 32.0%/yr |
| 2008-10-16 | HK$1.29M | +3.2% |
| 2008-09-16 | HK$1.25M | +8.7% |
| 2005-12-12 | HK$1.15M | +21.1% |
| 2004-02-06 | HK$950K | +53.2% |
| 2003-10-18 | HK$620K | −57.2% |
| 1999-03-13 | HK$1.45M | +14.2% |
| 1999-01-08 | HK$1.27M | −15.3% |
| 1996-06-12 | HK$1.50M | — |