24/F F
in NEW TOWN PLAZA PHASE 3 COTTON TREE COURT (BLOCK 5)
Sha Tin District · New Territories East
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$989K, with repayments around HK$43,147/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$86,294/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,201 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- F
- Saleable Area
- 652 Saleable ft²
- Gross Area
- 767 ft²
- Efficiency
- 85%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-02 | HK$11.08M | +38.2% 7.6y · 5.0%/yr |
| 2013-07-23 | HK$8.02M | +64.3% |
| 2009-05-25 | HK$4.88M | +12.2% |
| 2007-02-16 | HK$4.35M | +26.8% |
| 2004-08-28 | HK$3.43M | −31.7% |
| 1998-02-19 | HK$5.02M | — |